Commercial Lending Resources, LLC.

Commercial Mortgages & Equipment Financing and Leasing

 

 

 

 

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Why Lease:

  • Leasing conserves Working Capital.
  • Leasing provides 100% Financing.
  • Leasing can include installation and training.
  • Leasing frees up Bank and Credit Lines.
  • Leasing can protect against operating Obsolete Equipment.
  • Leasing helps to overcome Budget Constraints.
  • Leasing helps to maximize Cash-Flow.
  • Leasing does not require Down-Payments.
  • Leasing may provide Tax Deductions.
  • Leasing may provide Off-Balance-Sheet financing.
  • Leasing lets the Lessee choose the equipment.
  • Leasing provides an Additional Line-of-Credit for Equipment Acquisitions..
  • Leasing hedges against Inflation.
  • Leasing is Creative Financing that can be matched to specific customer needs.
  • Leasing makes a few Pennies work like Dollars
  • Leasing is Fast & Convenient.
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    Lease vs. Bank

    Leasing provides a bigger bang for your buck. No down payments & more tax advantages.

     

    Our Leases offer competitive rates and in most cases we can beat Bank rates.

     

    DISADVANTAGES OF BANKS

    Banks usually require 20-30% down payment to get their “low-rates.”

    The large down payment ties up your working capital.

    Banks rates can be variable.

    Banks can require 20% of the money borrowed to be held in borrowers

    checking account. Tying up your account in case of emergency.

    Banks charge anywhere from 1-4% in closing costs.

    Banks place “blanket lien” clauses on contract to tie up all of your assets.

    Banks can call a loan at anytime.

    Banks do not lend on some less desirable industries and equipment.

     

    LEASING ADVANTAGES

    By Leasing you will only have to put up the 1st and last payment.

    Leasing can cover the soft cost of the equipment purchase.

    By Leasing you can write off 100% of the lease cost and still get to depreciate the equipment this year.

    Lease rates are fixed.

    Leasing can also provide Off-Balance-Sheet financing, leaving  your debt to income ratio open for vital non equipment purchases and refinancing.

    We offer leasing on all industries and equipment.

     

    Over 80 percent of businesses lease equipment.

    Contact your CPA to find out how leasing can help your tax situation.

     

    Don’t tie up  lines of credit keep them open for emergencies and new business opportunities.

     

    Leases can be structured in many ways.

    The terms are normally 1-5 years.

    Lease buyouts can be $1, Fair Market Value or, a set percentage of purchase.

     

    We have application only programs up to $125k for Equipment and Up to $250k for Trucks. No financials required. 

     

    Commercial Lending Resources, LLC.
    Bossier City, Louisiana
    877-742-2050 Ph.
    318-742-2050 Ph.
    318-742-2019 Fx.
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