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	<title>Commercial Lending Resources</title>
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	<description>Hard money for your company so you can get back to business.</description>
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		<title>Cool Brokers images</title>
		<link>http://www.commerciallendingresources.com/cool-brokers-images-6/</link>
		<comments>http://www.commerciallendingresources.com/cool-brokers-images-6/#comments</comments>
		<pubDate>Tue, 15 May 2012 04:10:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Commercial Mortgage Brokers]]></category>
		<category><![CDATA[Brokers]]></category>
		<category><![CDATA[Cool]]></category>
		<category><![CDATA[images]]></category>

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		<description><![CDATA[A couple of wonderful Brokers photographs I identified: Christmas &#8217;05 Image by _rockinfree Uncle Chris and his new book, The Broker by John Grisham. remindr! Image by Esthr from my evr-flowing spam foldr. It says: Does this remind you of the last time you used a non-Delphi broker? Pub / Pawnbrokers (P1000300) Picture by swh [...]]]></description>
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</script></div><p>A couple of wonderful Brokers photographs I identified:</p>
<p><strong>Christmas &#8217;05</strong><br />
<img alt="Brokers" src="http://farm3.staticflickr.com/2024/2179382024_1897f90a5e.jpg" width="400"/><br/><br />
<i>Image by <a href="http://www.flickr.com/photos/21720438@N03/2179382024">_rockinfree</a></i><br />
Uncle Chris and his new book, The Broker by John Grisham.</p>
<p><strong>remindr!</strong><br />
<img alt="Brokers" src="http://farm1.staticflickr.com/20/88074804_f890374b77.jpg" width="400"/><br/><br />
<i>Image by <a href="http://www.flickr.com/photos/30866445@N00/88074804">Esthr</a></i><br />
from my evr-flowing spam foldr. It says: Does this remind you of the last time you used a non-Delphi broker? </p>
<p><strong>Pub / Pawnbrokers (P1000300)</strong><br />
<img alt="Brokers" src="http://farm4.staticflickr.com/3626/3328422147_d0921ce8c0.jpg" width="400"/><br/><br />
<i>Picture by <a href="http://www.flickr.com/photos/92145033@N00/3328422147">swh</a></i><br />
Apparently the only spot that is licenced as a pub and a pawnbrokers. George IV necessary to raise some money there a single evening to bet on a cockfight, so he tried to pawn his view. The publican refused saying he didn&#8217;t have a pawn-brokers licence, so the king granted one particular on the spot.</p>
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		<title>Cool Hard Money images</title>
		<link>http://www.commerciallendingresources.com/cool-hard-money-images-4/</link>
		<comments>http://www.commerciallendingresources.com/cool-hard-money-images-4/#comments</comments>
		<pubDate>Thu, 10 May 2012 04:11:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[California Hard Money]]></category>
		<category><![CDATA[Cool]]></category>
		<category><![CDATA[Hard]]></category>
		<category><![CDATA[images]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://www.commerciallendingresources.com/cool-hard-money-images-4/</guid>
		<description><![CDATA[Check out these tough Cash images: australiafairgoldrev Picture by pbarnhart_cedarpark The hard-funds &#038;quotinvestors&#038;quot are often an fascinating lot. A modest subset are downright conspiracy addicts, with their very own exciting logic. One particular of these is that the evil governments of the globe may well sieze MOST of the gold and silver, but for some [...]]]></description>
			<content:encoded><![CDATA[<p>Check out these tough Cash images:</p>
<p><strong>australiafairgoldrev</strong><br />
<img alt="hard Money" src="http://farm3.staticflickr.com/2325/2086330427_936bb0eb5d.jpg" width="400"/><br/><br />
<i>Picture by <a href="http://www.flickr.com/photos/21515933@N05/2086330427">pbarnhart_cedarpark</a></i><br />
The hard-funds &#038;quotinvestors&#038;quot are often an fascinating lot. A modest subset are downright conspiracy addicts, with their very own exciting logic. One particular of these is that the evil governments of the globe may well sieze MOST of the gold and silver, but for some cause would leave religious artifacts alone.</p>
<p>Never ever heard of the Huns, apparently.</p>
<p>One firm, which in some kind if you follow the bouncing domain names is nonetheless in organization, Australia Fair, in 2000-2002, created a series of &#038;quotInspirational Biblical Heros&#038;quot struck in silver and gold for just that purpose. Here is examples of the initial two &#8211; a 1/4 shekel weight gold medallion and a 1 shekel excess weight silver medallion and featuring King Solomon and Abraham. Note the biblical denominations in case any person was suspicious. They even produced booklets on these biblical personages as an training campaign.</p>
<p>For huge-time investors, &#038;quotGold Heritage Certificates&#038;quot representing 100oz (not shekels &#8211; sharp of you!) of fine gold buillion held in the Australia Fair Certificate Trust bullion repository. But retaining with the biblical theme, there is an engraving (in fact fairly cool) of God giving the 10 Commandments to Moses engraved on the obverse.</p>
<p><strong>ausfairecert1</strong><br />
<img alt="hard Money" src="http://farm3.staticflickr.com/2256/2087116490_7269663fa2.jpg" width="400"/><br/><br />
<i>Picture by <a href="http://www.flickr.com/photos/21515933@N05/2087116490">pbarnhart_cedarpark</a></i><br />
The hard-income &#038;quotinvestors&#038;quot are constantly an fascinating lot. A small subset are downright conspiracy addicts, with their own intriguing logic. 1 of these is that the evil governments of the globe could sieze MOST of the gold and silver, but for some cause would leave religious artifacts alone.</p>
<p>Never heard of the Huns, apparently.</p>
<p>One particular organization, which in some type if you comply with the bouncing domain names is nonetheless in organization, Australia Fair, in 2000-2002, produced a series of &#038;quotInspirational Biblical Heros&#038;quot struck in silver and gold for just that function. Right here is examples of the first two &#8211; a 1/4 shekel excess weight gold medallion and a 1 shekel weight silver medallion and featuring King Solomon and Abraham. Note the biblical denominations in situation anybody was suspicious. They even developed booklets on these biblical personages as an training campaign.</p>
<p>For massive-time investors, &#038;quotGold Heritage Certificates&#038;quot representing 100oz (not shekels &#8211; sharp of you!) of fine gold buillion held in the Australia Fair Certificate Trust bullion repository. But keeping with the biblical theme, there is an engraving (actually fairly cool) of God giving the 10 Commandments to Moses engraved on the obverse.</p>
<p><strong>The Gibbon Encounter and Huai Xai-000</strong><br />
<img alt="hard Money" src="http://farm4.staticflickr.com/3544/3368885784_078ed92826.jpg" width="400"/><br/><br />
<i>Picture by <a href="http://www.flickr.com/photos/34073237@N04/3368885784">Christian Haugen</a></i><br />
The currency in Laos is Kip, and as it is not really worth as much as dollars or pounds we had to take out so significantly funds to pay out for the trip. The machine only gave us twenty 000 bills and on the table there is the complete sum of 5,7 million kip! Very first time I have withdrawn that considerably money from an ATM!</p>
<p>The Gibbon Experience in Laos is a eco tourism idea that is turning the rainforrest rewarding in other ways than just chopping it down. It consists of a amount of treehuts up to 50 metres abover the ground, every linked to eachoter by zip-wires. It&#8217;s a bit pricy but most of the cash goes towards the preservation of the forrest and most importantly the Gibbons that live there. The Gibbons are a really shy kind of ape that is difficult to spot. We spent three days up in the trees and trekked the forrest searching for them. The knowledge of waking up to the sound of the Gibbons calling and then placing on your harness to zip down the wires right after them is simply priceless, Recommended!</p>
<p>Check out out my travelblog at <a href="http://www.175days.no" rel="nofollow">www.175days.no</a></p>
]]></content:encoded>
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		</item>
		<item>
		<title>Nice Brokers photos</title>
		<link>http://www.commerciallendingresources.com/nice-brokers-photos-10/</link>
		<comments>http://www.commerciallendingresources.com/nice-brokers-photos-10/#comments</comments>
		<pubDate>Wed, 09 May 2012 04:07:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Commercial Mortgage Brokers]]></category>
		<category><![CDATA[Brokers]]></category>
		<category><![CDATA[Nice]]></category>
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		<description><![CDATA[Some awesome Brokers photographs: Afton Village &#8211; Celebration on the Plaza -123_09-03-04 Image by Afton Village Broker Reception prior to the monthly music occasion on the Afton Village Plaza during the summer season &#8211; A household friendly event with cost-free music and a quantity of adjacent restaurants to select from. Verify www.AftonVillage.com for facts. Afton [...]]]></description>
			<content:encoded><![CDATA[<p>Some awesome Brokers photographs:</p>
<p><strong>Afton Village &#8211; Celebration on the Plaza -123_09-03-04</strong><br />
<img alt="Brokers" src="http://farm5.staticflickr.com/4069/4651335117_74c38a503c.jpg" width="400"/><br/><br />
<i>Image by <a href="http://www.flickr.com/photos/50287489@N07/4651335117">Afton Village</a></i><br />
Broker Reception prior to the monthly music occasion on the Afton Village Plaza during the summer season &#8211; A household friendly event with cost-free music and a quantity of adjacent restaurants to select from. Verify <a href="http://www.AftonVillage.com" rel="nofollow">www.AftonVillage.com</a> for facts.</p>
<p><strong>Afton Village &#8211; Get together on the Plaza -13_08-03-07</strong><br />
<img alt="Brokers" src="http://farm5.staticflickr.com/4050/4660848966_ccef4a0e8b.jpg" width="400"/><br/><br />
<i>Image by <a href="http://www.flickr.com/photos/50287489@N07/4660848966">Afton Village</a></i><br />
Broker Reception prior to the month-to-month music occasion on the Afton Village Plaza in the course of the summer season &#8211; A loved ones pleasant occasion with totally free music and a number of adjacent restaurants to pick from. Check <a href="http://www.AftonVillage.com" rel="nofollow">www.AftonVillage.com</a> for particulars.</p>
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		</item>
		<item>
		<title>Nice Hard Money photos</title>
		<link>http://www.commerciallendingresources.com/nice-hard-money-photos-7/</link>
		<comments>http://www.commerciallendingresources.com/nice-hard-money-photos-7/#comments</comments>
		<pubDate>Mon, 07 May 2012 04:12:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[California Hard Money]]></category>
		<category><![CDATA[Hard]]></category>
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		<description><![CDATA[Check out out these tough Cash photos: The Other Side of This Lifestyle. Picture by Paul. B Funds is everything. Funds surrounds us in our daily lives and it is challenging to stay away from currently being impacted by it. The word opulence implies a great deal or wealth. I made a decision that I [...]]]></description>
			<content:encoded><![CDATA[<p>Check out out these tough Cash photos:</p>
<p><strong>The Other Side of This Lifestyle.</strong><br />
<img alt="hard Money" src="http://farm8.staticflickr.com/7060/6806201412_4ea219447c.jpg" width="400"/><br/><br />
<i>Picture by <a href="http://www.flickr.com/photos/65364424@N08/6806201412">Paul. B</a></i><br />
Funds is everything. Funds surrounds us in our daily lives and it is challenging to stay away from currently being impacted by it. The word opulence implies a great deal or wealth. I made a decision that I would demonstrate my vision of wealth and this is what I received. I felt that wealth meant getting a lot of income and becoming quite rich. This is why i placed the coins with the hand and payments. My authentic picture only had the coins and payments in it and I felt that it was a bit empty. I determined to add the hand to my image. As I went along with it, i realized that this more and far more accurately represents the type of globe we live in. People are not always rich and wealthy and for that reason you want to hold on tight to the income and wealth that you have. In this picture this is what the hand is trying to do. The hand is attempting to hold on to the funds it has. I also used Euro for this image due to the fact it represents me and who I am, so i thought it would be far more intriguing than making use of Chinese or other currency. This picture has a shallow depth of area and had a quickly shutter speed. I employed a light to shine on the desk on which the cash lay. The concentrate of the picture is the 2 Euro coin, contrary to what most may believe it is, the 10 Euro bill. The gold colored coins in the picture and a more powerful and a lot more potent feeling to the word Opulence as it shows how wealthy this man or woman is. The edges of the payments develop lines that lead to this hand holding the income, while the fingers developing leading lines toward the coins. The rule of third can be seen, but lines perform a far more essential function in this picture. Though this images isn&#8217;t one of my best it was fun and basic to consider. I attempted it with several angles, but liked this one the best and caught with it.</p>
<p>Exposure &#8211; (one/40)<br />
Aperture &#8211; f/5<br />
ISO &#8211; 800<br />
Focal Length &#8211; 38mm</p>
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		<title>Bank of America &#8211; Take Back the Economy 4-28-09 (15)</title>
		<link>http://www.commerciallendingresources.com/bank-of-america-take-back-the-economy-4-28-09-15/</link>
		<comments>http://www.commerciallendingresources.com/bank-of-america-take-back-the-economy-4-28-09-15/#comments</comments>
		<pubDate>Sat, 05 May 2012 04:14:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Commercial Lending Rates]]></category>
		<category><![CDATA[42809]]></category>
		<category><![CDATA[America]]></category>
		<category><![CDATA[Back]]></category>
		<category><![CDATA[Bank]]></category>
		<category><![CDATA[Economy]]></category>
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		<guid isPermaLink="false">http://www.commerciallendingresources.com/bank-of-america-take-back-the-economy-4-28-09-15/</guid>
		<description><![CDATA[Examine out these Lending Charges pictures: Bank of America &#8211; Take Back the Financial system four-28-09 (15) Image by seiuhealthcare775nw Picture Credit score: Neil Parekh / SEIU Healthcare 775NW Seattle Taxpayers Show at Bank of America as Portion of Continued Nationwide Actions to Consider Back the Economy “Taxpayer Proxy” Action Demands Financial institution Fire CEO [...]]]></description>
			<content:encoded><![CDATA[<p>Examine out these Lending Charges pictures:</p>
<p><strong>Bank of America &#8211; Take Back the Financial system four-28-09 (15)</strong><br />
<img alt="Lending Rates" src="http://farm4.staticflickr.com/3359/3484271067_30968b86a2.jpg" width="400"/><br/><br />
<i>Image by <a href="http://www.flickr.com/photos/23805408@N06/3484271067">seiuhealthcare775nw</a></i><br />
Picture Credit score: Neil Parekh / SEIU Healthcare 775NW</p>
<p>Seattle Taxpayers Show at Bank of America as Portion of Continued Nationwide Actions to Consider Back the Economy</p>
<p>“Taxpayer Proxy” Action Demands Financial institution Fire CEO Ken Lewis, </p>
<p>Commit to Powerful Banking Reform, Voice for Employees</p>
<p>Seattle (April 28, 2009) – Taxpayers, doing work households and SEIU members joined together in Seattle these days and much more than one hundred other cities across the nation today to consider action outside Bank of America branches and collect and deliver “Taxpayer Proxies” demanding the financial institution fire CEO Ken Lewis and commit to economic reform that puts shoppers and employees ahead of earnings. </p>
<p>The taxpayer actions took location on the eve of Bank of America’s yearly shareholder meeting in Charlotte, NC. Following accepting billion in bailout funds, taxpayers and the government are the largest shareholders of Financial institution of America, and taxpayers in Seattle are demanding that their voices be heard. </p>
<p>On April 29th a delegation of community and nationwide leaders will provide the “Taxpayer Proxy” demands to the Bank of America shareholder meeting calling on it to: fire CEO Ken Lewis help sturdy banking reform remove predatory lending practices and unreasonable charges help the Employee Free Selection Act to make sure workers have a voice to speak out for consumers and improve working circumstances and supply reasonably priced healthcare to bank workers so they are not forced to depend on tax-payer funded public health programs. </p>
<p>“Taxpayers didn’t cause this financial crisis—but we confident are spending the value,&#038;quot said SanJerra Collins, a caregiver from Tacoma and member of SEIU Healthcare 775NW. “For years, banks have constructed a business model close to pushing harmful goods and burying buyers in a lot more and far more debt. It’s time for banks to quit these predatory practices and develop a method that’s about assisting individuals, not exploiting people.”</p>
<p>Over the final two years, Bank of America CEO Ken Lewis has received .8 million in compensation, while the median wage for a teller at Financial institution of America hovers around the federal poverty line for a family of 4. </p>
<p>Regardless of receiving billion in federal taxpayer bailout funds considering that final fall, Bank of America has announced plans to lay off 30,000 to 35,000 employees and handed out .2 million in corporate bonuses. Bank of America could have utilized the money they paid out in bonuses to give every single of its financial institution tellers an estimated 1,000 raise—nearly seven times their median salary.</p>
<p>The financial institution also continues to make taxpayers pick up the tab for approximately million a yr in worker wellness care expenses due to the fact a lot of Bank of America employees cannot afford the company’s wellbeing insurance and should rely on public healthcare applications. This expenses Washington state taxpayers 9,000 each year. </p>
<p>Last year, Bank of America collected .3 billion in bank expenses, nearly 30 % increased than either of its two largest competitors. And even immediately after taking bailout funds Bank of America continues working up credit card interest rates on buyers even if they have produced every payment on time. The bank arbitrarily hiked interest prices on a single million play-by-the-rules, pay out-on-time customers in 2007 alone. </p>
<p>In 2008, Financial institution of America spent more than million on lobbying and opposed expenses like the Worker Cost-free Choice Act, the Credit score Cardholders Bill of Rights and the Foreclosure Prevention Act which would directly advantage the economic climate and shoppers.</p>
<p>For much more details, please check out <a href="http://www.TakeBackTheEconomy.org">www.TakeBackTheEconomy.org</a>.</p>
<p>###</p>
<p>SEIU Locals in Washington State<br />
consist of: </p>
<p>SEIU Local 6 – representing three,500 janitors and safety guards</p>
<p>SEIU Local 49 – representing 1,200 health care workers in SW Washington</p>
<p>SEIU Healthcare 775NW – representing 35,000 lengthy-term care workers </p>
<p>SEIU 925 – representing 23,000 schooling and youngster care employees</p>
<p>SEIU Healthcare 1199NW – representing 22,000 nurses and healthcare workers</p>
<p>SEIU Neighborhood 1948 – representing 27,000 college workers</p>
<p><strong>Bank of America &#8211; Take Back the Economic climate 4-28-09 (18)</strong><br />
<img alt="Lending Rates" src="http://farm4.staticflickr.com/3221/3484271733_fc7dcef1fd.jpg" width="400"/><br/><br />
<i>Picture by <a href="http://www.flickr.com/photos/23805408@N06/3484271733">seiuhealthcare775nw</a></i><br />
Photo Credit score: Neil Parekh / SEIU Healthcare 775NW</p>
<p>Seattle Taxpayers Show at Bank of America as Portion of Continued Nationwide Actions to Consider Back the Economic climate</p>
<p>“Taxpayer Proxy” Action Demands Financial institution Fire CEO Ken Lewis, </p>
<p>Commit to Sturdy Banking Reform, Voice for Workers</p>
<p>Seattle (April 28, 2009) – Taxpayers, doing work households and SEIU members joined together in Seattle these days and far more than one hundred other cities across the nation right now to consider action outside Financial institution of America branches and gather and provide “Taxpayer Proxies” demanding the financial institution fire CEO Ken Lewis and commit to monetary reform that puts customers and employees ahead of income. </p>
<p>The taxpayer actions took location on the eve of Financial institution of America’s yearly shareholder meeting in Charlotte, NC. Following accepting billion in bailout funds, taxpayers and the government are the largest shareholders of Bank of America, and taxpayers in Seattle are demanding that their voices be heard. </p>
<p>On April 29th a delegation of neighborhood and national leaders will deliver the “Taxpayer Proxy” demands to the Financial institution of America shareholder meeting calling on it to: fire CEO Ken Lewis assistance strong banking reform eradicate predatory lending practices and unreasonable fees help the Worker Totally free Choice Act to make sure workers have a voice to speak out for consumers and boost doing work conditions and supply reasonably priced healthcare to bank workers so they are not forced to depend on tax-payer funded public well being plans. </p>
<p>“Taxpayers didn’t result in this economic crisis—but we positive are spending the price,&#038;quot said SanJerra Collins, a caregiver from Tacoma and member of SEIU Healthcare 775NW. “For years, banks have constructed a business model around pushing dangerous products and burying consumers in much more and far more debt. It’s time for banking institutions to halt these predatory practices and produce a program that’s about assisting men and women, not exploiting folks.”</p>
<p>Above the last two many years, Financial institution of America CEO Ken Lewis has received .8 million in compensation, whilst the median wage for a teller at Bank of America hovers around the federal poverty line for a family of four. </p>
<p>In spite of obtaining billion in federal taxpayer bailout funds since final fall, Bank of America has announced plans to lay off 30,000 to 35,000 workers and handed out .two million in corporate bonuses. Financial institution of America could have utilized the cash they paid out in bonuses to give every of its financial institution tellers an estimated 1,000 raise—nearly seven occasions their median wage.</p>
<p>The financial institution also continues to make taxpayers choose up the tab for roughly million a yr in employee well being care expenses due to the fact several Financial institution of America workers can&#8217;t afford the company’s wellness insurance and should depend on public healthcare programs. This fees Washington state taxpayers 9,000 each and every yr. </p>
<p>Last year, Bank of America collected .three billion in financial institution costs, almost 30 % greater than either of its two biggest competitors. And even after taking bailout cash Bank of America continues operating up credit card interest rates on clients even if they have made each and every payment on time. The bank arbitrarily hiked interest charges on 1 million play-by-the-policies, pay out-on-time consumers in 2007 alone. </p>
<p>In 2008, Bank of America spent over million on lobbying and opposed payments like the Employee Free Choice Act, the Credit Cardholders Bill of Rights and the Foreclosure Prevention Act which would immediately advantage the economic system and shoppers.</p>
<p>For much more information, please go to <a href="http://www.TakeBackTheEconomy.org">www.TakeBackTheEconomy.org</a>.</p>
<p>###</p>
<p>SEIU Locals in Washington State<br />
incorporate: </p>
<p>SEIU Regional 6 – representing 3,500 janitors and security guards</p>
<p>SEIU Local 49 – representing one,200 well being care employees in SW Washington</p>
<p>SEIU Healthcare 775NW – representing 35,000 long-phrase care workers </p>
<p>SEIU 925 – representing 23,000 schooling and youngster care workers</p>
<p>SEIU Healthcare 1199NW – representing 22,000 nurses and healthcare employees</p>
<p>SEIU Local 1948 – representing 27,000 school workers</p>
]]></content:encoded>
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		<title>Bush Crimes: IMPEACH BUSH before Bush pardons himself: 73 Days left.</title>
		<link>http://www.commerciallendingresources.com/bush-crimes-impeach-bush-before-bush-pardons-himself-73-days-left/</link>
		<comments>http://www.commerciallendingresources.com/bush-crimes-impeach-bush-before-bush-pardons-himself-73-days-left/#comments</comments>
		<pubDate>Fri, 04 May 2012 04:04:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[California Hard Money]]></category>
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		<category><![CDATA[himself]]></category>
		<category><![CDATA[IMPEACH]]></category>
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		<category><![CDATA[pardons]]></category>

		<guid isPermaLink="false">http://www.commerciallendingresources.com/bush-crimes-impeach-bush-before-bush-pardons-himself-73-days-left/</guid>
		<description><![CDATA[A few nice hard Money images I found: Bush Crimes: IMPEACH BUSH before Bush pardons himself: 73 Days left. Image by eyewashdesign: A. Golden New Yorkers Protest the US0 BILLION (US TRILLION) Wall Street BAILOUT: Wall Street, NYC &#8211; September 25, 2008 Phototgrapher: a. golden, eyewash design &#8211; c. 2008. Friends, The richest 400 Americans [...]]]></description>
			<content:encoded><![CDATA[<p>A few nice hard Money images I found:</p>
<p><strong>Bush Crimes: IMPEACH BUSH before Bush pardons himself: 73 Days left.</strong><br />
<img alt="hard Money" src="http://farm4.staticflickr.com/3253/3016288111_613b6e8df7.jpg" width="400"/><br/><br />
<i>Image by <a href="http://www.flickr.com/photos/25466818@N00/3016288111">eyewashdesign: A. Golden</a></i><br />
New Yorkers Protest the US0 BILLION (US TRILLION) Wall Street BAILOUT: Wall Street, NYC &#8211; September 25, 2008</p>
<p>Phototgrapher: a. golden, eyewash design &#8211; c. 2008.</p>
<p>Friends, </p>
<p>The richest 400 Americans &#8212; that&#8217;s right, just four-hundred people &#8212; own MORE than the bottom 150 million Americans COMBINED! 400 of the wealthiest Americans have got more stashed away than half the entire country! Their combined net worth is .6 trillion. During the eight years of the Bush Administration, their wealth has increased by nearly 0 billion &#8212; the same amount that they were demanding We give to them for the &quot;bailout.&quot; Why don&#8217;t they just spend the money they made under Bush to bail themselves out? They&#8217;d still have nearly a trillion dollars left over to spread amongst themselves! </p>
<p>Of course, they are not going to do that &#8212; at least not voluntarily. George W. Bush was handed a 7 billion surplus when Bill Clinton left office. Because that money was OUR money and not HIS, he did what the rich prefer to do &#8212; spend it and never look back. Now we have a .5 trillion debt that will take seven generations from which to recover. Why &#8212; on &#8211;earth – did &#8212; our &#8212; &quot;representatives&quot; &#8212; give &#8212; these &#8212; robber &#8212; barons &#8212; $ US850 BILLION &#8212; of – OUR &#8212; money? </p>
<p>Last week, proposed my own bailout plan. My suggestions, listed below, were predicated on the singular and simple belief that the rich must pull themselves up by their own platinum bootstraps. Sorry, fellows, but you drilled it into our heads one too many times: THERE&#8230;IS&#8230;NO…FREE&#8230; LUNCH ~ PERIOD! And thank you for encouraging us to hate people on welfare! So, there should have been NO HANDOUTS FROM US TO YOU! Last Friday, after voting AGAINST this BAILOUT, in an unprecedented turn of events, the House FLIP-FLOPPED their &quot;No&quot; Vote &amp; said &quot;Yes&quot;, in a rush version of a &quot;bailout&quot; bill vote. IN SPITE OF THE PEOPLE&#8217;S OVERWHELMING DISAPPROVAL OF THIS BAILOUT BILL&#8230; IN SPITE OF MILLIONS OF CALLS FROM THE PEOPLE CRASHING WASHINGTON &quot;representatives&#8217;&quot; PHONE LINES&#8230;IN SPITE OF CRASHING OUR POLITICIAN&#8217;S WEBSITES&#8230;IN SPITE OF HUNDREDS OF THOUSANDS OF PEOPLE PROTESTING AROUND THE COUNTRY&#8230; THEY VOTED FOR THIS BAILOUT! The People first succeeded on Monday with the House, but failed do it with the Senate and then THE HOUSE TURNED ON US TOO! </p>
<p>It is clear, though, we cannot simply continue protesting without proposing exactly what it is we think THESE IDIOTS should/&#8217;ve do/one. So, after consulting with a number of people smarter than Phil Gramm, here’s the proposal, now known as &quot;Mike&#8217;s Rescue Plan.&quot; (From Michael Moore&#8217;s Bailout Plan) It has 10 simple, straightforward points. They are that you DIDN&#8217;T, BUT SHOULD&#8217;VE: </p>
<p>1. APPOINTED A SPECIAL PROSECUTOR TO CRIMINALLY INDICT ANYONE ON WALL STREET WHO KNOWINGLY CONTRIBUTED TO THIS COLLAPSE. Before any new money was expended, Congress should have committed, by resolution, to CRIMINALLY PROSECUTE ANYONE who had ANYTHING to do with the attempted SACKING OF OUR ECONOMY. This means that anyone who committed insider trading, securities fraud or any action that helped bring about this collapse should have and MUST GO TO JAIL! This Congress SHOULD HAVE called for a Special Prosecutor who would vigorously go after everyone who created the mess, and anyone else who attempts to scam the public in future. (I like Elliot Spitzer ~ so, he played a little hanky-panky&#8230;Wall Street hates him &amp; this is a GOOD thing.)</p>
<p>2. THE RICH SHOULD HAVE PAID FOR THEIR OWN BAILOUT! They may have to live in 5 houses instead of 7. They may have to drive 9 cars instead of 13. The chef for their mini-terriers may have to be reassigned. But there is no way in hell, after forcing family incomes to go down more than ,000 dollars during the Bush years, that working people and the middle class should have to fork over one dime to underwrite the next yacht purchase.</p>
<p>If they truly needed the 0 billion they say they needed, well, here is an easy way they could have raised it: </p>
<p>a) Every couple makeing over a million dollars a year and every single taxpayer who makes over 0,000 a year should pay a 10% surcharge tax for five years. (It&#8217;s the Senator Sanders plan. He&#8217;s like Colonel Sanders, only he&#8217;s out to fry the right chickens.) That means the rich would have still been paying less income tax than when Carter was president. That would have raise a total of 0 billion.</p>
<p>b) Like nearly every other democracy, they should have charged a 0.25% tax on every stock transaction. This would have raised more than 0 billion in a year.</p>
<p>c) Because every stockholder is a patriotic American, stockholders should have forgone receiving a dividend check for ONE quarter and instead this money would have gone the treasury to help pay for the bullsh*t bailout.</p>
<p>d) 25% of major U.S. corporations currently pay NO federal income tax. Federal corporate tax revenues currently amount to 1.7% of the GDP compared to 5% in the 1950s. If we raised the corporate income tax BACK to the levels of the 1950s, this would give us an extra 0 billion.</p>
<p>All of this combined should have been enough to end the calamity. The rich would have gotten to keep their mansions and their servants and our United States government (&quot;COUNTRY FIRST!&quot;) would&#8217;ve have a little leftover to repair some roads, bridges and schools&#8230;</p>
<p>3. YOU SHOULD HAVE BAIL OUT THE PEOPLE LOSING THEIR HOMES, NOT THE PEOPLE WHO WILL BUILD AN EIGHTH HOME! There are 1.3 million homes in foreclosure right now. That is what is at the heart of this problem. So, instead of giving the money to the banks as a gift, they should have paid down each of these mortgages by 0,000. They should have forced the banks to renegotiate the mortgage so the homeowner could pay on its current value. To insure that this help wouldn&#8217;t go to speculators and those who tried to making money by flipping houses, the bailout should have only been for people&#8217;s primary residences. And, in return for the 0K pay-down on the existing mortgage, the government would have gotten to share in the holding of the mortgage so it could get some of its money back. Thus, the total initial cost of fixing the mortgage crisis at its roots (instead of with the greedy lenders) is 0 billion, not 0 BILLION.</p>
<p>And let&#8217;s set the record straight. People who have defaulted on their mortgages are not &quot;bad risks.&quot; They are our fellow Americans, and all they wanted was what we all want: a home to call their own. But, during the Bush years, millions of the People lost the decent paying jobs they had. SIX MILLION fell into poverty! SEVEN MILLION lost their health insurance! And, every one of them saw their real wages go DOWN by ,000! Those who DARE look down on these Americans who got hit with one bad break after another should be ASHAMED.! We are a better, stronger, safer and happier society when all of our citizens can afford to live in a home  they own.</p>
<p>4. THERE SHOULD HAVE BEEN A STIPULATION THAT IF YOUR BANK OR COMPANY GOT ANY OF OUR MONEY IN A &quot;BAILOUT,&quot; THEN WE OWN YOU. Sorry, that&#8217;s how it&#8217;s done. If the bank gives me money so I can buy a house, the bank &quot;owns&quot; that house until I pay it all back &#8212; with interest. Same deal for Wall Street. Whatever money you need to stay afloat, if our government considers you a safe risk &#8212; and necessary for the good of the country &#8212; then you can get a loan, but WE SHOULD OWN YOU. If you default, we will sell you. This is how the Swedish government did it and it worked.</p>
<p>5. ALL REGULATIONS SHOULD HAVE BEEN BE RESTORED. THE REAGAN REVOLUTION IS DEAD! This catastrophe happened because we let the fox have the keys to the hen-house. In 1999, Phil Gramm authored a bill to remove all the regulations that governed Wall Street and our banking system. The bill passed and Clinton signed it. Here&#8217;s what Sen.Phil Gramm, McCain&#8217;s chief economic advisor, said at the bill signing: </p>
<p>&quot;In the 1930s &#8230; it was believed that government was the answer. It was believed that stability and growth came from government overriding the functioning of free markets.</p>
<p>&quot;We are here today to repeal [that] because we have learned that government is not the answer. We have learned that freedom and competition are the answers. We have learned that we promote economic growth and we promote stability by having competition and freedom.</p>
<p>&quot;I am proud to be here because this is an important bill; it is a deregulatory bill. I believe that that is the wave of the future, and I am awfully proud to have been a part of making it a reality.&quot; </p>
<p>FOR THIS NOT TO REOCCUR, This BILL SHOULD HAVE BEEN REPEALED! Bill Clinton could have helped by leading the effort for the repeal of the Gramm bill and the reinstating of even tougher regulations regarding our financial institutions. And when they were done with that, they should have restored the regulations for the airlines, the inspection of our food, the oil industry, OSHA, and every other entity that affects our daily lives. All oversight provisions for any &quot;bailout&quot; should have had enforcement monies attached to them and criminal penalties for all offenders.</p>
<p>6. IF IT&#8217;S TOO BIG TO FAIL, THEN THAT MEANS IT&#8217;S TOO BIG TO EXIST! Allowing the creation of these mega-mergers and not enforcing the monopoly and anti-trust laws has allowed a number of financial institutions and corporations to become so large, the very thought of their collapse means an even bigger collapse across the entire economy. No ONE or TWO companies should EVER have this kind of power! The so-called &quot;economic Pearl Harbor&quot; can&#8217;t happen when you have hundreds &#8212; thousands &#8212; of institutions where people have their money. When we have a dozen auto companies, if one goes belly-up, we DON&#8217;T FACE A NATIONAL DISASTER! If we have three separately-owned daily newspapers in your town, then one media company can&#8217;t call all the shots (I know&#8230; What am I thinking?! Who reads a paper anymore? Sure glad all those mergers and buyouts left us with a STRONG and &quot;FREE&quot; press!). Laws Should have been enacted to prevent companies from being so large and dominant that with one slingshot to the eye, the GIANT FALLS and DIES. And no institution should be allowed to set up money schemes that NO ONE understands. If you can&#8217;t explain it in two sentences, you shouldn&#8217;t be taking anyone&#8217;s money!</p>
<p>7. NO EXECUTIVE SHOULD EVER BE PAID MORE THAN 40 TIMES THEIR AVERAGE EMPLOYEE, AND NO EXECUTIVE SHOULD RECEIVE ANY KIND OF &quot;PARACHUTE&quot; OTHER THAN THE VERY GENEROUS SALARY HE OR SHE MADE WHILE WORKING FOR THE COMPANY. In 1980, the average American CEO made 45 times what their employees made. By 2003, they were making 254 times what their workers made. After 8 years of Bush, they now make over 400 times what their average employee makes. How We have allowed this to happen at publicly held companies is beyond reason. In Britain, the average CEO makes 28 times what their average employee makes. In Japan, it&#8217;s only 17 times! The last I heard, the CEO of Toyota was living the high life in Tokyo. How does he do it on so little money? Seriously, this is an OUTRAGE! We have created the mess we&#8217;re in by letting the people at the top become bloated beyond belief with millions of dollars. THIS HAS TO STOP! Not only should no executive who receives help out of this mess profit from it, but any executive who was in charge of running his company into the ground should be FIRED before the company receives ANY help.</p>
<p>8. CONGRESS SHOULD HAVE STRENGTHENED THE FDIC AND MADE IT A MODEL FOR PROTECTING NOT ONLY PEOPLE&#8217;S SAVINGS, BUT ALSO THEIR PENSIONS AND THEIR HOMES. Obama was correct to propose expanding FDIC protection of people&#8217;s savings in their banks to 0,000. But, this same sort of government insurance must be given to our NEVER have to worry about whether or not the money they&#8217;ve put away for their old age will be there. This should have meant strict government oversight of companies who manage their employees&#8217; funds &#8212; or perhaps it means the companies should have been forced to turn over those funds and their management to the government? People&#8217;s private retirement funds must also be protected, but perhaps it&#8217;s time to consider not having one&#8217;s retirement invested in the casino known as the stock market??? Our government should have a solemn duty to guarantee that no one who grows old in this country has to worry about becoming destitute.</p>
<p>9. EVERYBODY NEEDS TO TAKE A DEEP BREATH, CALM DOWN, AND NOT LET FEAR RULE THE DAY. Turn off your TVs! We are NOT in the Second Great Depression. The sky is NOT falling, Chicken Little! Pundits and politicians have lied to us so FAST and FURIOUS it&#8217;s hard not to be affected by all the fear mongering. Even I wrote to and repeated what I heard on the news last week, that the Dow had the biggest one day drop in its history. Well, that was true in terms of points, but its 7% drop came nowhere close to Black Monday in 1987 when the stock market in one day lost 23% of its value. In the &#8217;80s, 3,000 banks closed, but America didn&#8217;t go out of business. These institutions have always had their ups and downs and eventually it works out. It has to, because the rich do not like their wealth being disrupted! They have a vested interest in calming things down and getting back into their Jacuzzis before they slip into their million thread-count sheets to drift off to a peaceful, Vodka tonic and Ambien-induced slumber.</p>
<p>As crazy as things are right now, tens of thousands of people got a car loan last week. Thousands went to the bank and got a mortgage to buy a home. Students just back to college found banks more than happy to put them into hock for the next 15 years with a student loan. I was even pre-approved for a USK personal loan. Yes, life has gone on with little-or-no-change (other than the whopping 6.1% unemployment rate, but that happened last month). Not a single person lost any of his/her monies in bank, or a treasury note, or in a CD. And, the perhaps the most amazing thing is that the American public FINALLY didn&#8217;t buy the scare campaign. The citizens didn&#8217;t blink, instead telling Congress to take that bailout and shove it. THAT was impressive. Why didn&#8217;t the population succumb to the fright-filled warnings from their president and his cronies? Well, you can only say &#8216;Saddam has the bomb&#8217; so many times before the people realize you&#8217;re a lying sack of shit. After eight long years, the nation is worn out and simply can&#8217;t take it any longer. The WORLD is fed up &amp; I don&#8217;t blame them.</p>
<p>10. THEY SHOULD HAVE CREATED A NATIONAL BANK, A &quot;PEOPLE&#8217;S BANK.&quot; Since they&#8217;re really itching to print up a trillion dollars, instead of giving it to a few rich people, why don&#8217;t We give it to ourselves? Now that We own Freddie and Fannie, why not set up a People&#8217;s bank? One that can provide low-interest loans for all sorts of people who want to own a home, start a small business, go to school, come up with the cure for cancer or create the next great invention. And, now that we own AIG &#8211; the country&#8217;s largest insurance company &#8211; let&#8217;s take the next step and PROVIDE HEALTH INSURANCE FOR EVERYONE. MEDICARE FOR ALL! It will SAVE us SO MUCH MONEY in the LONG RUN (not to mention bring peace of mind to all). And, America won&#8217;t be 12th on the life expectancy list! We&#8217;ll be able to have a longer lifespan, enjoying our government-protected pension and will live to see the day when the corporate criminals who caused this much misery are let out of prison so that We can help re-acclimate them to plain old ordinary, civilian life &#8212; a life with ONE nice home and ONE gas-free car invented with help from the People&#8217;s Bank.</p>
<p>P.S. Call your Senators NOW !!! &#8212;&gt; <a href="http://www.visi.com/juan/congress/" rel="nofollow" class="broken_link">www.visi.com/juan/congress/</a></p>
<p>Since they voted against passing the extension of unemployment benefits and skipped out to &quot;campaign&quot; to us to be re-elected&#8230;call them and tell them you will vote for the other &quot;guy&quot; if they don&#8217;t get their act together! </p>
<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;</p>
<p>UPDATE: THE PEOPLE HAVE VOTED! A HISTORIC MOMENT: NOVEMBER 4th 2008!</p>
<p>&#8212;&#8212;&gt; THE Historic ELECTION  &lt;&#8212;&#8212;</p>
<p>&quot;A work in PROGRESS.&quot;</p>
<p>Nov. 4th, 2008.</p>
<p>A great American leader once said, &quot;As individual fingers We can be easily broken. But TOGETHER We make a mighty fist.&quot; These words too were spoken by a minority leader. He was the venerable Chief Sitting Bull. No, Barack Obama&#8217;s not the first American minority to speak eloquently and he most certainly won&#8217;t be the last. Though, in the end, this election wasn&#8217;t even close !!! The world watched as, &quot;YES WE CAN!&quot; turned into, &quot;YES WE DID!&quot; as it now ushers in, &quot;YES WE MUST!&quot; time is NOW!</p>
<p>What WE do with this moment shall define US, forthright. America has now elected a man with a background of partial African &#8211; American descent as President elect. A new leader with roots from Kenya to Kansas (with a step-father from Indonesia), will be working in conjunction with a vice-Presidential of Anglo-European roots. This is something in which citizens of ALL races &#8211; both here and the world &#8217;round – have loudly REJOICED. Why talk about race? Is race important? You bet! Because &#8211; like it or not &#8211; race has dominated and governed Our daily lives for thousands of years. After all: &quot;To know where We&#8217;re going, We must first know where We&#8217;ve been&quot;. </p>
<p>We&#8217;ve come a LONG Way baby! What was once &quot;acceptable&quot; in 1965 is no longer in 2008 and THANKFULLY.</p>
<p>This is a changing of the guard. Especially since forty-percent of America&#8217;s population is considered to be a &quot;minority&quot;. Only four generations removed, the repression of African slaves by Anglo Saxons caused hundreds of thousands of brothers to kill brothers in a viscous and bloody battle that changed the fundamental principals of this Constitutional Republic from rhetoric to reality. This too was a significant changing of the guard. </p>
<p>For the first time in the history of the country, the ancestors of these very same people who so passionately fought for slavery have now OVERWHELMINGLY voted for a minority leader. This too ushers in a new chapter in the history of America. This is a tremendous nod to those great American leaders before Us who risked everything so that We find ourselves at this precise moment in time. We must give thanks to these men and women who both tirelessly and unselfishly gave their lives to cross and to help shatter the racial, sexual and social boundaries imbued in the history of the United States of America. </p>
<p>It has now taken place. There&#8217;s a palpable renewed sense of HOPE for a better tomorrow – a HOPE that these same crippling boundaries shall finally once and for all be erased. Yet it is wise to also remember the adage, &quot;Actions speak louder than words&quot; and Our rhetoric must now be turned into action. The ability to truly rise above differences and to not just speak of doing so, tells much of Our long and continuous journey. If We remember the old North American Indian saying, &quot;We do not inherit the earth from our ancestors, we borrow it from our children.&quot; We might just have a fighting chance.</p>
<p>The People have spoken! A record-setting 130 million Americans&#8217; turned out to vote in Tuesday&#8217;s election, in which Barack Obama made history on a Democratic tidal wave of victory. Polling suggests voters came out in record numbers because of growing concerns over the economy, jobs, health care, energy, and the war in Iraq. </p>
<p>Clearly, the Obama administration and the new Democratic majority in Washington have a chance to make profound changes in Our lives &#8211; stretching ­from Wall Street to Main Street. Yes, this moment shows decency about human possibility and let&#8217;s face it, We could use just a little decency RIGHT NOW. </p>
<p>Perhaps more importantly, this moment speaks volumes as it&#8217;s an utter rejection of the right&#8217;s politics of fear and greed? It will now be decades before there&#8217;s another Republican majority in Congress. Never have the words, &quot;Ask not what Your country can do for You, but what You can do for Your country,&quot; seemed more true for SO MANY. For, We-Are-Our-country. And We&#8217;re at a MAJOR crossroads. Where, oh where to begin?</p>
<p>OBAMA / BIDEN Campaign.</p>
<p>Here in New York, Working Families voters, members, affiliates, supporters and chapter leaders poured everything they had into critical campaigns that proved successful. Many are now understandably exhausted &#8211; though more than a little proud of what was accomplished.  And, the results were terrific ~ if not downright Historic. For the first time since the mid-1930, the State Senate will NO LONGER be controlled by Republicans. It&#8217;s now in the hands of a Democratic Working Families majority! Just-take-one-moment-and-soak-this-in. MASSIVE Democratic majorities in BOTH the HOUSE and the SENATE! </p>
<p>Together, the W.F.P built a solid partnership with Senate Democrats, knocking on more than half a million doors for progressive CHANGE. And, in the end, &quot;We the People&quot; overwhelmingly responded. This is a MILESTONE. There&#8217;s now a renewed sense of real HOPE resonating from Washington, indeed, around the world. This is powerful. Because, without HOPE, there&#8217;s simply nothing to gain. </p>
<p>However, We must be careful not to fall prey to disillusionment. If illusions tear People asunder, then disillusion outright kills the human spirit. In other words, divided THEY conquer, united, WE stand. That this historic moment was ushered in during Native American Indian month is apropos. Because, We must not forget the very real foundations of this idealistic country and pay homage to the 500 plus year struggle of Our First Peoples&#8217; for the basic rights afforded them in Our own Constitution. Obama&#8217;s victory is indeed a victory representing the multitudes. It is precisely because his success mirrors the masses, rather than a few wealthy, power-elite that this is so electrifying. A VERY palpable, &quot;Finally!&quot; was the expression heard &#8217;round the world.</p>
<p>The world woke up WEDNESDAY with the real possibility of a very RARE OPPORTUNITY &#8211; the best in most Our lifetimes. This is a chance to truly transform America. </p>
<p>But, We mustn&#8217;t forget the VERY hard realities existing in this country. Just ask any woman…any &quot;person of color&quot;…or, any First Peoples living in this &quot;great&quot; land. For, as long as Native American Indians in Our country still live in policies of containment on reservations without the very basics, such as running water, electricity, or heat… as long as more than 75% of the prison population includes African-Americans, First and Taino Peoples …as long as We continue to allow Our tax dollars spent to be three times more for each of these prisoners per head than on Our own school childrens&#8217; education…as long as American women continue to earn less than men for the SAME work…as long as We allow privately held corporations to exist without extreme MAJOR reform…as long as We continue to allow Our children to trample on foreign soil to kill and to be killed in &quot;Our&quot; names…as long as We sit idly by expecting or content to let others  to &quot;Do the right thing,&quot; for us… as long as We DON&#8217;T ACTIVELY PARTICIPATE TOGETHER in challenging and fighting for OUR OWN WELL-BEING for the betterment of future generations… as long as  We choose to remain ignorant and in denial to Our faults…TRUE CHANGE can, and will NEVER HAPPEN.</p>
<p>Though, like anything rare and unique, We must first take proper time to Honor…to give thanks to those before us who, without their dedication and sacrifice, made this moment possible. We must come together. Immediate formulation and a real plan to guard and to protect this moment with fierce determination is required. New leaders are needed and will emerge so We ensure moments like this become the norm, rather than a mere token fluke. If We HOPE to transform Tuesday&#8217;s results into a real break from the shipwreck of the most immediate last thirty years &#8211; We MUST start by realizing this election represents just that – a START. It&#8217;s Round One of Our LONG and CONTINUOUS struggle.  </p>
<p>And, Round Two will be just as tough, if not more so. Staying the course can easily be forgotten when People are dying from inadequate health care; when they&#8217;ve found themselves on the streets for lack of shelter and as they grow ever more desperate due to lack of job opportunities. Just ask people of Native or African American descent. Or, one of Our homeless veterans living on America&#8217;s streets of plenty.</p>
<p>Yes, the house of cards has fallen HARD and FAST. And, President / V.P. elect Barack Obama and Joe Biden have inherited many seemingly insurmountable challenges. REAL CHANGE &#8211; not rhetoric &#8211; is what&#8217;s needed. And to get it, We MUST demand it. We MUST march and be watchdogs for the sake of the coming generations. Communication with Our politicians is a MUST. MOST importantly, We MUST stand TOGETHER and be willing to fight to protect what is right and what is good for the MANY, NOT the FEW. </p>
<p>UNITED We STAND, DIVIDED, We FALL.</p>
<p>A President Obama will need to be simultaneously supported AND pushed. His training as a community organizer gives one confidence that he&#8217;ll not only understand, but should also expect this dynamic. It&#8217;s imperative for us to mind the trusty, &quot;Follow the money&quot; strategy. Don&#8217;t forget, President elect Obama dually made history by raising the most unprecedented amount of campaign dollars in the HISTORY of U.S. Presidential elections. According to CNN, if annualized, the Obama campaign&#8217;s ad spending on the post-primary Presidential campaign would come to US0 million. This amount is only exceeded amongst large corporations such as Verizon and AT&amp;T &#8211; both heavy sponsors of the Republican AND the Democratic national party conventions.</p>
<p>At the start of October, the Democratic National Committee announced it raised US.9 million with US.5 million sitting in the bank. The party raised money through joint fund-raising events with Obama and was able to use that money to assist his candidacy. These numbers were only possible because he opted out of the public financing system for the fall campaign. John McCain chose to participate in the system, which limited him to US million for the September / October stretch  prior to the election. After initially promising to accept public financing if McCain did, Obama changed his mind after setting primary fund-raising records. In fact, by the time the primaries hit, Obama was raising as much as US million each and every day.  The Obama / Biden campaign raised more than US0 million in September alone &#8211; a stunning and unprecedented eruption of political giving. This extraordinary fund-raising is bound to set a new standard in politics that could doom the current taxpayer-paid system set up in the 1970&#8242;s. </p>
<p>HOPEfully NOT.</p>
<p>The party presidential nominees – Democrat Barack Obama and Republican John McCain – together spent more than US BILLION, also an unprecedented figure. According to White House for Sale, a nonpartisan group that tracks political giving, Obama had 605 bundlers, or donors who collect money from friends and associates and bundle them together. Four years ago, Democrat John F. Kerry had 588  bundlers and, in 2000, Al Gore had none. McCain had 851 bundlers working for his campaign, compared to 557 who raised money for the Bush-Cheney re-election committee in 2004. George W. Bush is largely credited with institutionalizing the role of bundlers in 2000, when he recruited a then unprecedented 555 surrogate fundraisers. </p>
<p>Ask Yourselves: Who really benefits most from having donated to the Obama / Biden campaign?</p>
<p>President &#8211; elect Barack Obama &amp; John McCain&#8217;s U.S. Presidential campaign funds details:</p>
<p>OBAMA:<br />
Total:US0,767,963<br />
Bundlers:605<br />
LobbyistBundlers:17   </p>
<p>MCCAIN:<br />
Total: US2,525,058<br />
Bundlers: 851<br />
Lobbyist Bundlers: 77</p>
<p>See the Center for Responsive Politics Presidential campaign monies for a better perspective:</p>
<p>2008: Obama AND McCain &#8211; US.3 BILLION</p>
<p>(Obama: US0,767,963 million / McCain: US2,525,058 million)</p>
<p>2004: Bush AND Kerry &#8211; US.2 BILLION</p>
<p>2000: Gore AND Bush &#8211; US.56 MILLION</p>
<p>1996: Dole AND Clinton &#8211; US.82 MILLION</p>
<p>1992: Clinton AND Bush &#8211; US.24 MILLION</p>
<p>* TO SEARCH FOR MEGA-DONERS, CLICK here: <a href="http://www.whitehouseforsale.org/searchDonor.cfm?CandidateSelect=John" rel="nofollow">www.whitehouseforsale.org/searchDonor.cfm?CandidateSelect&#8230;</a> McCain&amp;StateSelect=&amp;SortOrder=Last_Name, First_Name, Middle_Name, Suffix.*</p>
<p>Democrats in Washington and will be under enormous pressure to &quot;play it safe&quot;, even as everyone knows We need bold action and some kind of new, New Deal. And, if We allow the &quot;play-it-safe&quot; crowd to dominate, then Obama (and We) will not succeed. Make NO mistake: the corporate big-wigs and free-market fundamentalists see this for exactly what it is: THE FIGHT OF A LIFETIME. They want nothing more than for the Democrats to disappoint, because then the HOPEfulness that Obama represents can be stuffed back in the bottle and cynicism can once again regain its place in Our national political culture. </p>
<p>WE Can&#8217;t Let This Happen!</p>
<p>Whether it&#8217;s revamping our health care system…implementing a new fair-based trade policy…creating a sound, realistic and well thought-out immigration plan…jobs programs…organizing rights in Washington, or campaign election reform, family leave or fair taxes, this election has set the stage for an ENTIRELY NEW social contract between the government and the People. This election opens up a real possibility – small, but real &#8211; that We could make genuine progress as a society, in terms of equality and freedom and true sustainability. In other words, the democracy We preach, but don&#8217;t teach. What comes next is up to US. And, We need to seriously ready OURSELVES.</p>
<p>In short, the real meaning of this election hasn&#8217;t yet been decided.</p>
<p>Overall, there&#8217;s a lot of work to do. It&#8217;s imperative that EVERYONE do his share &#8211; whether this means attending a neighborhood or union meeting, signing a petition, organizing or riding a bus to a demonstration, going on a lobby visit, making a financial contribution, or just talking to a stranger about the need and desirability of the common good. </p>
<p>Thanks for all you do!<br />
Live your values. Love your country.<br />
And, remember: TOGETHER, We can make a D-I-F-F-E-R-E-N-C-E !
</p>
<p><strong>&#8220;Citizenship is a tough occupation which obliges the citizen to make his own informed opinion and stand by it.&#8221; ~ Martha Gellhorn</strong><br />
<img alt="hard Money" src="http://farm4.staticflickr.com/3051/3016295687_ae73aca82a.jpg" width="400"/><br/><br />
<i>Image by <a href="http://www.flickr.com/photos/25466818@N00/3016295687">eyewashdesign: A. Golden</a></i><br />
New Yorkers Protest the US0 BILLION (US TRILLION) Wall Street BAILOUT: Wall Street, NYC &#8211; September 25, 2008</p>
<p>Phototgrapher: a. golden, eyewash design &#8211; c. 2008.</p>
<p>Friends, </p>
<p>The richest 400 Americans &#8212; that&#8217;s right, just four-hundred people &#8212; own MORE than the bottom 150 million Americans COMBINED! 400 of the wealthiest Americans have got more stashed away than half the entire country! Their combined net worth is .6 trillion. During the eight years of the Bush Administration, their wealth has increased by nearly 0 billion &#8212; the same amount that they were demanding We give to them for the &quot;bailout.&quot; Why don&#8217;t they just spend the money they made under Bush to bail themselves out? They&#8217;d still have nearly a trillion dollars left over to spread amongst themselves! </p>
<p>Of course, they are not going to do that &#8212; at least not voluntarily. George W. Bush was handed a 7 billion surplus when Bill Clinton left office. Because that money was OUR money and not HIS, he did what the rich prefer to do &#8212; spend it and never look back. Now we have a .5 trillion debt that will take seven generations from which to recover. Why &#8212; on &#8211;earth – did &#8212; our &#8212; &quot;representatives&quot; &#8212; give &#8212; these &#8212; robber &#8212; barons &#8212; $ US850 BILLION &#8212; of – OUR &#8212; money? </p>
<p>Last week, proposed my own bailout plan. My suggestions, listed below, were predicated on the singular and simple belief that the rich must pull themselves up by their own platinum bootstraps. Sorry, fellows, but you drilled it into our heads one too many times: THERE&#8230;IS&#8230;NO…FREE&#8230; LUNCH ~ PERIOD! And thank you for encouraging us to hate people on welfare! So, there should have been NO HANDOUTS FROM US TO YOU! Last Friday, after voting AGAINST this BAILOUT, in an unprecedented turn of events, the House FLIP-FLOPPED their &quot;No&quot; Vote &amp; said &quot;Yes&quot;, in a rush version of a &quot;bailout&quot; bill vote. IN SPITE OF THE PEOPLE&#8217;S OVERWHELMING DISAPPROVAL OF THIS BAILOUT BILL&#8230; IN SPITE OF MILLIONS OF CALLS FROM THE PEOPLE CRASHING WASHINGTON &quot;representatives&#8217;&quot; PHONE LINES&#8230;IN SPITE OF CRASHING OUR POLITICIAN&#8217;S WEBSITES&#8230;IN SPITE OF HUNDREDS OF THOUSANDS OF PEOPLE PROTESTING AROUND THE COUNTRY&#8230; THEY VOTED FOR THIS BAILOUT! The People first succeeded on Monday with the House, but failed do it with the Senate and then THE HOUSE TURNED ON US TOO! </p>
<p>It is clear, though, we cannot simply continue protesting without proposing exactly what it is we think THESE IDIOTS should/&#8217;ve do/one. So, after consulting with a number of people smarter than Phil Gramm, here’s the proposal, now known as &quot;Mike&#8217;s Rescue Plan.&quot; (From Michael Moore&#8217;s Bailout Plan) It has 10 simple, straightforward points. They are that you DIDN&#8217;T, BUT SHOULD&#8217;VE: </p>
<p>1. APPOINTED A SPECIAL PROSECUTOR TO CRIMINALLY INDICT ANYONE ON WALL STREET WHO KNOWINGLY CONTRIBUTED TO THIS COLLAPSE. Before any new money was expended, Congress should have committed, by resolution, to CRIMINALLY PROSECUTE ANYONE who had ANYTHING to do with the attempted SACKING OF OUR ECONOMY. This means that anyone who committed insider trading, securities fraud or any action that helped bring about this collapse should have and MUST GO TO JAIL! This Congress SHOULD HAVE called for a Special Prosecutor who would vigorously go after everyone who created the mess, and anyone else who attempts to scam the public in future. (I like Elliot Spitzer ~ so, he played a little hanky-panky&#8230;Wall Street hates him &amp; this is a GOOD thing.)</p>
<p>2. THE RICH SHOULD HAVE PAID FOR THEIR OWN BAILOUT! They may have to live in 5 houses instead of 7. They may have to drive 9 cars instead of 13. The chef for their mini-terriers may have to be reassigned. But there is no way in hell, after forcing family incomes to go down more than ,000 dollars during the Bush years, that working people and the middle class should have to fork over one dime to underwrite the next yacht purchase.</p>
<p>If they truly needed the 0 billion they say they needed, well, here is an easy way they could have raised it: </p>
<p>a) Every couple makeing over a million dollars a year and every single taxpayer who makes over 0,000 a year should pay a 10% surcharge tax for five years. (It&#8217;s the Senator Sanders plan. He&#8217;s like Colonel Sanders, only he&#8217;s out to fry the right chickens.) That means the rich would have still been paying less income tax than when Carter was president. That would have raise a total of 0 billion.</p>
<p>b) Like nearly every other democracy, they should have charged a 0.25% tax on every stock transaction. This would have raised more than 0 billion in a year.</p>
<p>c) Because every stockholder is a patriotic American, stockholders should have forgone receiving a dividend check for ONE quarter and instead this money would have gone the treasury to help pay for the bullsh*t bailout.</p>
<p>d) 25% of major U.S. corporations currently pay NO federal income tax. Federal corporate tax revenues currently amount to 1.7% of the GDP compared to 5% in the 1950s. If we raised the corporate income tax BACK to the levels of the 1950s, this would give us an extra 0 billion.</p>
<p>All of this combined should have been enough to end the calamity. The rich would have gotten to keep their mansions and their servants and our United States government (&quot;COUNTRY FIRST!&quot;) would&#8217;ve have a little leftover to repair some roads, bridges and schools&#8230;</p>
<p>3. YOU SHOULD HAVE BAIL OUT THE PEOPLE LOSING THEIR HOMES, NOT THE PEOPLE WHO WILL BUILD AN EIGHTH HOME! There are 1.3 million homes in foreclosure right now. That is what is at the heart of this problem. So, instead of giving the money to the banks as a gift, they should have paid down each of these mortgages by 0,000. They should have forced the banks to renegotiate the mortgage so the homeowner could pay on its current value. To insure that this help wouldn&#8217;t go to speculators and those who tried to making money by flipping houses, the bailout should have only been for people&#8217;s primary residences. And, in return for the 0K pay-down on the existing mortgage, the government would have gotten to share in the holding of the mortgage so it could get some of its money back. Thus, the total initial cost of fixing the mortgage crisis at its roots (instead of with the greedy lenders) is 0 billion, not 0 BILLION.</p>
<p>And let&#8217;s set the record straight. People who have defaulted on their mortgages are not &quot;bad risks.&quot; They are our fellow Americans, and all they wanted was what we all want: a home to call their own. But, during the Bush years, millions of the People lost the decent paying jobs they had. SIX MILLION fell into poverty! SEVEN MILLION lost their health insurance! And, every one of them saw their real wages go DOWN by ,000! Those who DARE look down on these Americans who got hit with one bad break after another should be ASHAMED.! We are a better, stronger, safer and happier society when all of our citizens can afford to live in a home  they own.</p>
<p>4. THERE SHOULD HAVE BEEN A STIPULATION THAT IF YOUR BANK OR COMPANY GOT ANY OF OUR MONEY IN A &quot;BAILOUT,&quot; THEN WE OWN YOU. Sorry, that&#8217;s how it&#8217;s done. If the bank gives me money so I can buy a house, the bank &quot;owns&quot; that house until I pay it all back &#8212; with interest. Same deal for Wall Street. Whatever money you need to stay afloat, if our government considers you a safe risk &#8212; and necessary for the good of the country &#8212; then you can get a loan, but WE SHOULD OWN YOU. If you default, we will sell you. This is how the Swedish government did it and it worked.</p>
<p>5. ALL REGULATIONS SHOULD HAVE BEEN BE RESTORED. THE REAGAN REVOLUTION IS DEAD! This catastrophe happened because we let the fox have the keys to the hen-house. In 1999, Phil Gramm authored a bill to remove all the regulations that governed Wall Street and our banking system. The bill passed and Clinton signed it. Here&#8217;s what Sen.Phil Gramm, McCain&#8217;s chief economic advisor, said at the bill signing: </p>
<p>&quot;In the 1930s &#8230; it was believed that government was the answer. It was believed that stability and growth came from government overriding the functioning of free markets.</p>
<p>&quot;We are here today to repeal [that] because we have learned that government is not the answer. We have learned that freedom and competition are the answers. We have learned that we promote economic growth and we promote stability by having competition and freedom.</p>
<p>&quot;I am proud to be here because this is an important bill; it is a deregulatory bill. I believe that that is the wave of the future, and I am awfully proud to have been a part of making it a reality.&quot; </p>
<p>FOR THIS NOT TO REOCCUR, This BILL SHOULD HAVE BEEN REPEALED! Bill Clinton could have helped by leading the effort for the repeal of the Gramm bill and the reinstating of even tougher regulations regarding our financial institutions. And when they were done with that, they should have restored the regulations for the airlines, the inspection of our food, the oil industry, OSHA, and every other entity that affects our daily lives. All oversight provisions for any &quot;bailout&quot; should have had enforcement monies attached to them and criminal penalties for all offenders.</p>
<p>6. IF IT&#8217;S TOO BIG TO FAIL, THEN THAT MEANS IT&#8217;S TOO BIG TO EXIST! Allowing the creation of these mega-mergers and not enforcing the monopoly and anti-trust laws has allowed a number of financial institutions and corporations to become so large, the very thought of their collapse means an even bigger collapse across the entire economy. No ONE or TWO companies should EVER have this kind of power! The so-called &quot;economic Pearl Harbor&quot; can&#8217;t happen when you have hundreds &#8212; thousands &#8212; of institutions where people have their money. When we have a dozen auto companies, if one goes belly-up, we DON&#8217;T FACE A NATIONAL DISASTER! If we have three separately-owned daily newspapers in your town, then one media company can&#8217;t call all the shots (I know&#8230; What am I thinking?! Who reads a paper anymore? Sure glad all those mergers and buyouts left us with a STRONG and &quot;FREE&quot; press!). Laws Should have been enacted to prevent companies from being so large and dominant that with one slingshot to the eye, the GIANT FALLS and DIES. And no institution should be allowed to set up money schemes that NO ONE understands. If you can&#8217;t explain it in two sentences, you shouldn&#8217;t be taking anyone&#8217;s money!</p>
<p>7. NO EXECUTIVE SHOULD EVER BE PAID MORE THAN 40 TIMES THEIR AVERAGE EMPLOYEE, AND NO EXECUTIVE SHOULD RECEIVE ANY KIND OF &quot;PARACHUTE&quot; OTHER THAN THE VERY GENEROUS SALARY HE OR SHE MADE WHILE WORKING FOR THE COMPANY. In 1980, the average American CEO made 45 times what their employees made. By 2003, they were making 254 times what their workers made. After 8 years of Bush, they now make over 400 times what their average employee makes. How We have allowed this to happen at publicly held companies is beyond reason. In Britain, the average CEO makes 28 times what their average employee makes. In Japan, it&#8217;s only 17 times! The last I heard, the CEO of Toyota was living the high life in Tokyo. How does he do it on so little money? Seriously, this is an OUTRAGE! We have created the mess we&#8217;re in by letting the people at the top become bloated beyond belief with millions of dollars. THIS HAS TO STOP! Not only should no executive who receives help out of this mess profit from it, but any executive who was in charge of running his company into the ground should be FIRED before the company receives ANY help.</p>
<p>8. CONGRESS SHOULD HAVE STRENGTHENED THE FDIC AND MADE IT A MODEL FOR PROTECTING NOT ONLY PEOPLE&#8217;S SAVINGS, BUT ALSO THEIR PENSIONS AND THEIR HOMES. Obama was correct to propose expanding FDIC protection of people&#8217;s savings in their banks to 0,000. But, this same sort of government insurance must be given to our NEVER have to worry about whether or not the money they&#8217;ve put away for their old age will be there. This should have meant strict government oversight of companies who manage their employees&#8217; funds &#8212; or perhaps it means the companies should have been forced to turn over those funds and their management to the government? People&#8217;s private retirement funds must also be protected, but perhaps it&#8217;s time to consider not having one&#8217;s retirement invested in the casino known as the stock market??? Our government should have a solemn duty to guarantee that no one who grows old in this country has to worry about becoming destitute.</p>
<p>9. EVERYBODY NEEDS TO TAKE A DEEP BREATH, CALM DOWN, AND NOT LET FEAR RULE THE DAY. Turn off your TVs! We are NOT in the Second Great Depression. The sky is NOT falling, Chicken Little! Pundits and politicians have lied to us so FAST and FURIOUS it&#8217;s hard not to be affected by all the fear mongering. Even I wrote to and repeated what I heard on the news last week, that the Dow had the biggest one day drop in its history. Well, that was true in terms of points, but its 7% drop came nowhere close to Black Monday in 1987 when the stock market in one day lost 23% of its value. In the &#8217;80s, 3,000 banks closed, but America didn&#8217;t go out of business. These institutions have always had their ups and downs and eventually it works out. It has to, because the rich do not like their wealth being disrupted! They have a vested interest in calming things down and getting back into their Jacuzzis before they slip into their million thread-count sheets to drift off to a peaceful, Vodka tonic and Ambien-induced slumber.</p>
<p>As crazy as things are right now, tens of thousands of people got a car loan last week. Thousands went to the bank and got a mortgage to buy a home. Students just back to college found banks more than happy to put them into hock for the next 15 years with a student loan. I was even pre-approved for a USK personal loan. Yes, life has gone on with little-or-no-change (other than the whopping 6.1% unemployment rate, but that happened last month). Not a single person lost any of his/her monies in bank, or a treasury note, or in a CD. And, the perhaps the most amazing thing is that the American public FINALLY didn&#8217;t buy the scare campaign. The citizens didn&#8217;t blink, instead telling Congress to take that bailout and shove it. THAT was impressive. Why didn&#8217;t the population succumb to the fright-filled warnings from their president and his cronies? Well, you can only say &#8216;Saddam has the bomb&#8217; so many times before the people realize you&#8217;re a lying sack of shit. After eight long years, the nation is worn out and simply can&#8217;t take it any longer. The WORLD is fed up &amp; I don&#8217;t blame them.</p>
<p>10. THEY SHOULD HAVE CREATED A NATIONAL BANK, A &quot;PEOPLE&#8217;S BANK.&quot; Since they&#8217;re really itching to print up a trillion dollars, instead of giving it to a few rich people, why don&#8217;t We give it to ourselves? Now that We own Freddie and Fannie, why not set up a People&#8217;s bank? One that can provide low-interest loans for all sorts of people who want to own a home, start a small business, go to school, come up with the cure for cancer or create the next great invention. And, now that we own AIG &#8211; the country&#8217;s largest insurance company &#8211; let&#8217;s take the next step and PROVIDE HEALTH INSURANCE FOR EVERYONE. MEDICARE FOR ALL! It will SAVE us SO MUCH MONEY in the LONG RUN (not to mention bring peace of mind to all). And, America won&#8217;t be 12th on the life expectancy list! We&#8217;ll be able to have a longer lifespan, enjoying our government-protected pension and will live to see the day when the corporate criminals who caused this much misery are let out of prison so that We can help re-acclimate them to plain old ordinary, civilian life &#8212; a life with ONE nice home and ONE gas-free car invented with help from the People&#8217;s Bank.</p>
<p>P.S. Call your Senators NOW !!! &#8212;&gt; <a href="http://www.visi.com/juan/congress/" rel="nofollow" class="broken_link">www.visi.com/juan/congress/</a></p>
<p>Since they voted against passing the extension of unemployment benefits and skipped out to &quot;campaign&quot; to us to be re-elected&#8230;call them and tell them you will vote for the other &quot;guy&quot; if they don&#8217;t get their act together! </p>
<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;</p>
<p>UPDATE: THE PEOPLE HAVE VOTED! A HISTORIC MOMENT: NOVEMBER 4th 2008!</p>
<p>&#8212;&#8212;&gt; THE Historic ELECTION  &lt;&#8212;&#8212;</p>
<p>&quot;A work in PROGRESS.&quot;</p>
<p>Nov. 4th, 2008.</p>
<p>A great American leader once said, &quot;As individual fingers We can be easily broken. But TOGETHER We make a mighty fist.&quot; These words too were spoken by a minority leader. He was the venerable Chief Sitting Bull. No, Barack Obama&#8217;s not the first American minority to speak eloquently and he most certainly won&#8217;t be the last. Though, in the end, this election wasn&#8217;t even close !!! The world watched as, &quot;YES WE CAN!&quot; turned into, &quot;YES WE DID!&quot; as it now ushers in, &quot;YES WE MUST!&quot; time is NOW!</p>
<p>What WE do with this moment shall define US, forthright. America has now elected a man with a background of partial African &#8211; American descent as President elect. A new leader with roots from Kenya to Kansas (with a step-father from Indonesia), will be working in conjunction with a vice-Presidential of Anglo-European roots. This is something in which citizens of ALL races &#8211; both here and the world &#8217;round – have loudly REJOICED. Why talk about race? Is race important? You bet! Because &#8211; like it or not &#8211; race has dominated and governed Our daily lives for thousands of years. After all: &quot;To know where We&#8217;re going, We must first know where We&#8217;ve been&quot;. </p>
<p>We&#8217;ve come a LONG Way baby! What was once &quot;acceptable&quot; in 1965 is no longer in 2008 and THANKFULLY.</p>
<p>This is a changing of the guard. Especially since forty-percent of America&#8217;s population is considered to be a &quot;minority&quot;. Only four generations removed, the repression of African slaves by Anglo Saxons caused hundreds of thousands of brothers to kill brothers in a viscous and bloody battle that changed the fundamental principals of this Constitutional Republic from rhetoric to reality. This too was a significant changing of the guard. </p>
<p>For the first time in the history of the country, the ancestors of these very same people who so passionately fought for slavery have now OVERWHELMINGLY voted for a minority leader. This too ushers in a new chapter in the history of America. This is a tremendous nod to those great American leaders before Us who risked everything so that We find ourselves at this precise moment in time. We must give thanks to these men and women who both tirelessly and unselfishly gave their lives to cross and to help shatter the racial, sexual and social boundaries imbued in the history of the United States of America. </p>
<p>It has now taken place. There&#8217;s a palpable renewed sense of HOPE for a better tomorrow – a HOPE that these same crippling boundaries shall finally once and for all be erased. Yet it is wise to also remember the adage, &quot;Actions speak louder than words&quot; and Our rhetoric must now be turned into action. The ability to truly rise above differences and to not just speak of doing so, tells much of Our long and continuous journey. If We remember the old North American Indian saying, &quot;We do not inherit the earth from our ancestors, we borrow it from our children.&quot; We might just have a fighting chance.</p>
<p>The People have spoken! A record-setting 130 million Americans&#8217; turned out to vote in Tuesday&#8217;s election, in which Barack Obama made history on a Democratic tidal wave of victory. Polling suggests voters came out in record numbers because of growing concerns over the economy, jobs, health care, energy, and the war in Iraq. </p>
<p>Clearly, the Obama administration and the new Democratic majority in Washington have a chance to make profound changes in Our lives &#8211; stretching ­from Wall Street to Main Street. Yes, this moment shows decency about human possibility and let&#8217;s face it, We could use just a little decency RIGHT NOW. </p>
<p>Perhaps more importantly, this moment speaks volumes as it&#8217;s an utter rejection of the right&#8217;s politics of fear and greed? It will now be decades before there&#8217;s another Republican majority in Congress. Never have the words, &quot;Ask not what Your country can do for You, but what You can do for Your country,&quot; seemed more true for SO MANY. For, We-Are-Our-country. And We&#8217;re at a MAJOR crossroads. Where, oh where to begin?</p>
<p>OBAMA / BIDEN Campaign.</p>
<p>Here in New York, Working Families voters, members, affiliates, supporters and chapter leaders poured everything they had into critical campaigns that proved successful. Many are now understandably exhausted &#8211; though more than a little proud of what was accomplished.  And, the results were terrific ~ if not downright Historic. For the first time since the mid-1930, the State Senate will NO LONGER be controlled by Republicans. It&#8217;s now in the hands of a Democratic Working Families majority! Just-take-one-moment-and-soak-this-in. MASSIVE Democratic majorities in BOTH the HOUSE and the SENATE! </p>
<p>Together, the W.F.P built a solid partnership with Senate Democrats, knocking on more than half a million doors for progressive CHANGE. And, in the end, &quot;We the People&quot; overwhelmingly responded. This is a MILESTONE. There&#8217;s now a renewed sense of real HOPE resonating from Washington, indeed, around the world. This is powerful. Because, without HOPE, there&#8217;s simply nothing to gain. </p>
<p>However, We must be careful not to fall prey to disillusionment. If illusions tear People asunder, then disillusion outright kills the human spirit. In other words, divided THEY conquer, united, WE stand. That this historic moment was ushered in during Native American Indian month is apropos. Because, We must not forget the very real foundations of this idealistic country and pay homage to the 500 plus year struggle of Our First Peoples&#8217; for the basic rights afforded them in Our own Constitution. Obama&#8217;s victory is indeed a victory representing the multitudes. It is precisely because his success mirrors the masses, rather than a few wealthy, power-elite that this is so electrifying. A VERY palpable, &quot;Finally!&quot; was the expression heard &#8217;round the world.</p>
<p>The world woke up WEDNESDAY with the real possibility of a very RARE OPPORTUNITY &#8211; the best in most Our lifetimes. This is a chance to truly transform America. </p>
<p>But, We mustn&#8217;t forget the VERY hard realities existing in this country. Just ask any woman…any &quot;person of color&quot;…or, any First Peoples living in this &quot;great&quot; land. For, as long as Native American Indians in Our country still live in policies of containment on reservations without the very basics, such as running water, electricity, or heat… as long as more than 75% of the prison population includes African-Americans, First and Taino Peoples …as long as We continue to allow Our tax dollars spent to be three times more for each of these prisoners per head than on Our own school childrens&#8217; education…as long as American women continue to earn less than men for the SAME work…as long as We allow privately held corporations to exist without extreme MAJOR reform…as long as We continue to allow Our children to trample on foreign soil to kill and to be killed in &quot;Our&quot; names…as long as We sit idly by expecting or content to let others  to &quot;Do the right thing,&quot; for us… as long as We DON&#8217;T ACTIVELY PARTICIPATE TOGETHER in challenging and fighting for OUR OWN WELL-BEING for the betterment of future generations… as long as  We choose to remain ignorant and in denial to Our faults…TRUE CHANGE can, and will NEVER HAPPEN.</p>
<p>Though, like anything rare and unique, We must first take proper time to Honor…to give thanks to those before us who, without their dedication and sacrifice, made this moment possible. We must come together. Immediate formulation and a real plan to guard and to protect this moment with fierce determination is required. New leaders are needed and will emerge so We ensure moments like this become the norm, rather than a mere token fluke. If We HOPE to transform Tuesday&#8217;s results into a real break from the shipwreck of the most immediate last thirty years &#8211; We MUST start by realizing this election represents just that – a START. It&#8217;s Round One of Our LONG and CONTINUOUS struggle.  </p>
<p>And, Round Two will be just as tough, if not more so. Staying the course can easily be forgotten when People are dying from inadequate health care; when they&#8217;ve found themselves on the streets for lack of shelter and as they grow ever more desperate due to lack of job opportunities. Just ask people of Native or African American descent. Or, one of Our homeless veterans living on America&#8217;s streets of plenty.</p>
<p>Yes, the house of cards has fallen HARD and FAST. And, President / V.P. elect Barack Obama and Joe Biden have inherited many seemingly insurmountable challenges. REAL CHANGE &#8211; not rhetoric &#8211; is what&#8217;s needed. And to get it, We MUST demand it. We MUST march and be watchdogs for the sake of the coming generations. Communication with Our politicians is a MUST. MOST importantly, We MUST stand TOGETHER and be willing to fight to protect what is right and what is good for the MANY, NOT the FEW. </p>
<p>UNITED We STAND, DIVIDED, We FALL.</p>
<p>A President Obama will need to be simultaneously supported AND pushed. His training as a community organizer gives one confidence that he&#8217;ll not only understand, but should also expect this dynamic. It&#8217;s imperative for us to mind the trusty, &quot;Follow the money&quot; strategy. Don&#8217;t forget, President elect Obama dually made history by raising the most unprecedented amount of campaign dollars in the HISTORY of U.S. Presidential elections. According to CNN, if annualized, the Obama campaign&#8217;s ad spending on the post-primary Presidential campaign would come to US0 million. This amount is only exceeded amongst large corporations such as Verizon and AT&amp;T &#8211; both heavy sponsors of the Republican AND the Democratic national party conventions.</p>
<p>At the start of October, the Democratic National Committee announced it raised US.9 million with US.5 million sitting in the bank. The party raised money through joint fund-raising events with Obama and was able to use that money to assist his candidacy. These numbers were only possible because he opted out of the public financing system for the fall campaign. John McCain chose to participate in the system, which limited him to US million for the September / October stretch  prior to the election. After initially promising to accept public financing if McCain did, Obama changed his mind after setting primary fund-raising records. In fact, by the time the primaries hit, Obama was raising as much as US million each and every day.  The Obama / Biden campaign raised more than US0 million in September alone &#8211; a stunning and unprecedented eruption of political giving. This extraordinary fund-raising is bound to set a new standard in politics that could doom the current taxpayer-paid system set up in the 1970&#8242;s. </p>
<p>HOPEfully NOT.</p>
<p>The party presidential nominees – Democrat Barack Obama and Republican John McCain – together spent more than US BILLION, also an unprecedented figure. According to White House for Sale, a nonpartisan group that tracks political giving, Obama had 605 bundlers, or donors who collect money from friends and associates and bundle them together. Four years ago, Democrat John F. Kerry had 588  bundlers and, in 2000, Al Gore had none. McCain had 851 bundlers working for his campaign, compared to 557 who raised money for the Bush-Cheney re-election committee in 2004. George W. Bush is largely credited with institutionalizing the role of bundlers in 2000, when he recruited a then unprecedented 555 surrogate fundraisers. </p>
<p>Ask Yourselves: Who really benefits most from having donated to the Obama / Biden campaign?</p>
<p>President &#8211; elect Barack Obama &amp; John McCain&#8217;s U.S. Presidential campaign funds details:</p>
<p>OBAMA:<br />
Total:US0,767,963<br />
Bundlers:605<br />
LobbyistBundlers:17   </p>
<p>MCCAIN:<br />
Total: US2,525,058<br />
Bundlers: 851<br />
Lobbyist Bundlers: 77</p>
<p>See the Center for Responsive Politics Presidential campaign monies for a better perspective:</p>
<p>2008: Obama AND McCain &#8211; US.3 BILLION</p>
<p>(Obama: US0,767,963 million / McCain: US2,525,058 million)</p>
<p>2004: Bush AND Kerry &#8211; US.2 BILLION</p>
<p>2000: Gore AND Bush &#8211; US.56 MILLION</p>
<p>1996: Dole AND Clinton &#8211; US.82 MILLION</p>
<p>1992: Clinton AND Bush &#8211; US.24 MILLION</p>
<p>* TO SEARCH FOR MEGA-DONERS, CLICK here: <a href="http://www.whitehouseforsale.org/searchDonor.cfm?CandidateSelect=John" rel="nofollow">www.whitehouseforsale.org/searchDonor.cfm?CandidateSelect&#8230;</a> McCain&amp;StateSelect=&amp;SortOrder=Last_Name, First_Name, Middle_Name, Suffix.*</p>
<p>Democrats in Washington and will be under enormous pressure to &quot;play it safe&quot;, even as everyone knows We need bold action and some kind of new, New Deal. And, if We allow the &quot;play-it-safe&quot; crowd to dominate, then Obama (and We) will not succeed. Make NO mistake: the corporate big-wigs and free-market fundamentalists see this for exactly what it is: THE FIGHT OF A LIFETIME. They want nothing more than for the Democrats to disappoint, because then the HOPEfulness that Obama represents can be stuffed back in the bottle and cynicism can once again regain its place in Our national political culture. </p>
<p>WE Can&#8217;t Let This Happen!</p>
<p>Whether it&#8217;s revamping our health care system…implementing a new fair-based trade policy…creating a sound, realistic and well thought-out immigration plan…jobs programs…organizing rights in Washington, or campaign election reform, family leave or fair taxes, this election has set the stage for an ENTIRELY NEW social contract between the government and the People. This election opens up a real possibility – small, but real &#8211; that We could make genuine progress as a society, in terms of equality and freedom and true sustainability. In other words, the democracy We preach, but don&#8217;t teach. What comes next is up to US. And, We need to seriously ready OURSELVES.</p>
<p>In short, the real meaning of this election hasn&#8217;t yet been decided.</p>
<p>Overall, there&#8217;s a lot of work to do. It&#8217;s imperative that EVERYONE do his share &#8211; whether this means attending a neighborhood or union meeting, signing a petition, organizing or riding a bus to a demonstration, going on a lobby visit, making a financial contribution, or just talking to a stranger about the need and desirability of the common good. </p>
<p>Thanks for all you do!<br />
Live your values. Love your country.<br />
And, remember: TOGETHER, We can make a D-I-F-F-E-R-E-N-C-E !
</p>
<p><strong>&#8220;I believe that banking institutions are more dangerous to our liberties than standing armies. ~ Thomas Jefferson.</strong><br />
<img alt="hard Money" src="http://farm4.staticflickr.com/3006/3017121944_1675d3b6a3.jpg" width="400"/><br/><br />
<i>Image by <a href="http://www.flickr.com/photos/25466818@N00/3017121944">eyewashdesign: A. Golden</a></i><br />
New Yorkers Protest the US0 BILLION (US TRILLION) Wall Street BAILOUT: Wall Street, NYC &#8211; September 25, 2008</p>
<p>Phototgrapher: a. golden, eyewash design &#8211; c. 2008.</p>
<p>Friends, </p>
<p>The richest 400 Americans &#8212; that&#8217;s right, just four-hundred people &#8212; own MORE than the bottom 150 million Americans COMBINED! 400 of the wealthiest Americans have got more stashed away than half the entire country! Their combined net worth is .6 trillion. During the eight years of the Bush Administration, their wealth has increased by nearly 0 billion &#8212; the same amount that they were demanding We give to them for the &quot;bailout.&quot; Why don&#8217;t they just spend the money they made under Bush to bail themselves out? They&#8217;d still have nearly a trillion dollars left over to spread amongst themselves! </p>
<p>Of course, they are not going to do that &#8212; at least not voluntarily. George W. Bush was handed a 7 billion surplus when Bill Clinton left office. Because that money was OUR money and not HIS, he did what the rich prefer to do &#8212; spend it and never look back. Now we have a .5 trillion debt that will take seven generations from which to recover. Why &#8212; on &#8211;earth – did &#8212; our &#8212; &quot;representatives&quot; &#8212; give &#8212; these &#8212; robber &#8212; barons &#8212; $ US850 BILLION &#8212; of – OUR &#8212; money? </p>
<p>Last week, proposed my own bailout plan. My suggestions, listed below, were predicated on the singular and simple belief that the rich must pull themselves up by their own platinum bootstraps. Sorry, fellows, but you drilled it into our heads one too many times: THERE&#8230;IS&#8230;NO…FREE&#8230; LUNCH ~ PERIOD! And thank you for encouraging us to hate people on welfare! So, there should have been NO HANDOUTS FROM US TO YOU! Last Friday, after voting AGAINST this BAILOUT, in an unprecedented turn of events, the House FLIP-FLOPPED their &quot;No&quot; Vote &amp; said &quot;Yes&quot;, in a rush version of a &quot;bailout&quot; bill vote. IN SPITE OF THE PEOPLE&#8217;S OVERWHELMING DISAPPROVAL OF THIS BAILOUT BILL&#8230; IN SPITE OF MILLIONS OF CALLS FROM THE PEOPLE CRASHING WASHINGTON &quot;representatives&#8217;&quot; PHONE LINES&#8230;IN SPITE OF CRASHING OUR POLITICIAN&#8217;S WEBSITES&#8230;IN SPITE OF HUNDREDS OF THOUSANDS OF PEOPLE PROTESTING AROUND THE COUNTRY&#8230; THEY VOTED FOR THIS BAILOUT! The People first succeeded on Monday with the House, but failed do it with the Senate and then THE HOUSE TURNED ON US TOO! </p>
<p>It is clear, though, we cannot simply continue protesting without proposing exactly what it is we think THESE IDIOTS should/&#8217;ve do/one. So, after consulting with a number of people smarter than Phil Gramm, here’s the proposal, now known as &quot;Mike&#8217;s Rescue Plan.&quot; (From Michael Moore&#8217;s Bailout Plan) It has 10 simple, straightforward points. They are that you DIDN&#8217;T, BUT SHOULD&#8217;VE: </p>
<p>1. APPOINTED A SPECIAL PROSECUTOR TO CRIMINALLY INDICT ANYONE ON WALL STREET WHO KNOWINGLY CONTRIBUTED TO THIS COLLAPSE. Before any new money was expended, Congress should have committed, by resolution, to CRIMINALLY PROSECUTE ANYONE who had ANYTHING to do with the attempted SACKING OF OUR ECONOMY. This means that anyone who committed insider trading, securities fraud or any action that helped bring about this collapse should have and MUST GO TO JAIL! This Congress SHOULD HAVE called for a Special Prosecutor who would vigorously go after everyone who created the mess, and anyone else who attempts to scam the public in future. (I like Elliot Spitzer ~ so, he played a little hanky-panky&#8230;Wall Street hates him &amp; this is a GOOD thing.)</p>
<p>2. THE RICH SHOULD HAVE PAID FOR THEIR OWN BAILOUT! They may have to live in 5 houses instead of 7. They may have to drive 9 cars instead of 13. The chef for their mini-terriers may have to be reassigned. But there is no way in hell, after forcing family incomes to go down more than ,000 dollars during the Bush years, that working people and the middle class should have to fork over one dime to underwrite the next yacht purchase.</p>
<p>If they truly needed the 0 billion they say they needed, well, here is an easy way they could have raised it: </p>
<p>a) Every couple makeing over a million dollars a year and every single taxpayer who makes over 0,000 a year should pay a 10% surcharge tax for five years. (It&#8217;s the Senator Sanders plan. He&#8217;s like Colonel Sanders, only he&#8217;s out to fry the right chickens.) That means the rich would have still been paying less income tax than when Carter was president. That would have raise a total of 0 billion.</p>
<p>b) Like nearly every other democracy, they should have charged a 0.25% tax on every stock transaction. This would have raised more than 0 billion in a year.</p>
<p>c) Because every stockholder is a patriotic American, stockholders should have forgone receiving a dividend check for ONE quarter and instead this money would have gone the treasury to help pay for the bullsh*t bailout.</p>
<p>d) 25% of major U.S. corporations currently pay NO federal income tax. Federal corporate tax revenues currently amount to 1.7% of the GDP compared to 5% in the 1950s. If we raised the corporate income tax BACK to the levels of the 1950s, this would give us an extra 0 billion.</p>
<p>All of this combined should have been enough to end the calamity. The rich would have gotten to keep their mansions and their servants and our United States government (&quot;COUNTRY FIRST!&quot;) would&#8217;ve have a little leftover to repair some roads, bridges and schools&#8230;</p>
<p>3. YOU SHOULD HAVE BAIL OUT THE PEOPLE LOSING THEIR HOMES, NOT THE PEOPLE WHO WILL BUILD AN EIGHTH HOME! There are 1.3 million homes in foreclosure right now. That is what is at the heart of this problem. So, instead of giving the money to the banks as a gift, they should have paid down each of these mortgages by 0,000. They should have forced the banks to renegotiate the mortgage so the homeowner could pay on its current value. To insure that this help wouldn&#8217;t go to speculators and those who tried to making money by flipping houses, the bailout should have only been for people&#8217;s primary residences. And, in return for the 0K pay-down on the existing mortgage, the government would have gotten to share in the holding of the mortgage so it could get some of its money back. Thus, the total initial cost of fixing the mortgage crisis at its roots (instead of with the greedy lenders) is 0 billion, not 0 BILLION.</p>
<p>And let&#8217;s set the record straight. People who have defaulted on their mortgages are not &quot;bad risks.&quot; They are our fellow Americans, and all they wanted was what we all want: a home to call their own. But, during the Bush years, millions of the People lost the decent paying jobs they had. SIX MILLION fell into poverty! SEVEN MILLION lost their health insurance! And, every one of them saw their real wages go DOWN by ,000! Those who DARE look down on these Americans who got hit with one bad break after another should be ASHAMED.! We are a better, stronger, safer and happier society when all of our citizens can afford to live in a home  they own.</p>
<p>4. THERE SHOULD HAVE BEEN A STIPULATION THAT IF YOUR BANK OR COMPANY GOT ANY OF OUR MONEY IN A &quot;BAILOUT,&quot; THEN WE OWN YOU. Sorry, that&#8217;s how it&#8217;s done. If the bank gives me money so I can buy a house, the bank &quot;owns&quot; that house until I pay it all back &#8212; with interest. Same deal for Wall Street. Whatever money you need to stay afloat, if our government considers you a safe risk &#8212; and necessary for the good of the country &#8212; then you can get a loan, but WE SHOULD OWN YOU. If you default, we will sell you. This is how the Swedish government did it and it worked.</p>
<p>5. ALL REGULATIONS SHOULD HAVE BEEN BE RESTORED. THE REAGAN REVOLUTION IS DEAD! This catastrophe happened because we let the fox have the keys to the hen-house. In 1999, Phil Gramm authored a bill to remove all the regulations that governed Wall Street and our banking system. The bill passed and Clinton signed it. Here&#8217;s what Sen.Phil Gramm, McCain&#8217;s chief economic advisor, said at the bill signing: </p>
<p>&quot;In the 1930s &#8230; it was believed that government was the answer. It was believed that stability and growth came from government overriding the functioning of free markets.</p>
<p>&quot;We are here today to repeal [that] because we have learned that government is not the answer. We have learned that freedom and competition are the answers. We have learned that we promote economic growth and we promote stability by having competition and freedom.</p>
<p>&quot;I am proud to be here because this is an important bill; it is a deregulatory bill. I believe that that is the wave of the future, and I am awfully proud to have been a part of making it a reality.&quot; </p>
<p>FOR THIS NOT TO REOCCUR, This BILL SHOULD HAVE BEEN REPEALED! Bill Clinton could have helped by leading the effort for the repeal of the Gramm bill and the reinstating of even tougher regulations regarding our financial institutions. And when they were done with that, they should have restored the regulations for the airlines, the inspection of our food, the oil industry, OSHA, and every other entity that affects our daily lives. All oversight provisions for any &quot;bailout&quot; should have had enforcement monies attached to them and criminal penalties for all offenders.</p>
<p>6. IF IT&#8217;S TOO BIG TO FAIL, THEN THAT MEANS IT&#8217;S TOO BIG TO EXIST! Allowing the creation of these mega-mergers and not enforcing the monopoly and anti-trust laws has allowed a number of financial institutions and corporations to become so large, the very thought of their collapse means an even bigger collapse across the entire economy. No ONE or TWO companies should EVER have this kind of power! The so-called &quot;economic Pearl Harbor&quot; can&#8217;t happen when you have hundreds &#8212; thousands &#8212; of institutions where people have their money. When we have a dozen auto companies, if one goes belly-up, we DON&#8217;T FACE A NATIONAL DISASTER! If we have three separately-owned daily newspapers in your town, then one media company can&#8217;t call all the shots (I know&#8230; What am I thinking?! Who reads a paper anymore? Sure glad all those mergers and buyouts left us with a STRONG and &quot;FREE&quot; press!). Laws Should have been enacted to prevent companies from being so large and dominant that with one slingshot to the eye, the GIANT FALLS and DIES. And no institution should be allowed to set up money schemes that NO ONE understands. If you can&#8217;t explain it in two sentences, you shouldn&#8217;t be taking anyone&#8217;s money!</p>
<p>7. NO EXECUTIVE SHOULD EVER BE PAID MORE THAN 40 TIMES THEIR AVERAGE EMPLOYEE, AND NO EXECUTIVE SHOULD RECEIVE ANY KIND OF &quot;PARACHUTE&quot; OTHER THAN THE VERY GENEROUS SALARY HE OR SHE MADE WHILE WORKING FOR THE COMPANY. In 1980, the average American CEO made 45 times what their employees made. By 2003, they were making 254 times what their workers made. After 8 years of Bush, they now make over 400 times what their average employee makes. How We have allowed this to happen at publicly held companies is beyond reason. In Britain, the average CEO makes 28 times what their average employee makes. In Japan, it&#8217;s only 17 times! The last I heard, the CEO of Toyota was living the high life in Tokyo. How does he do it on so little money? Seriously, this is an OUTRAGE! We have created the mess we&#8217;re in by letting the people at the top become bloated beyond belief with millions of dollars. THIS HAS TO STOP! Not only should no executive who receives help out of this mess profit from it, but any executive who was in charge of running his company into the ground should be FIRED before the company receives ANY help.</p>
<p>8. CONGRESS SHOULD HAVE STRENGTHENED THE FDIC AND MADE IT A MODEL FOR PROTECTING NOT ONLY PEOPLE&#8217;S SAVINGS, BUT ALSO THEIR PENSIONS AND THEIR HOMES. Obama was correct to propose expanding FDIC protection of people&#8217;s savings in their banks to 0,000. But, this same sort of government insurance must be given to our NEVER have to worry about whether or not the money they&#8217;ve put away for their old age will be there. This should have meant strict government oversight of companies who manage their employees&#8217; funds &#8212; or perhaps it means the companies should have been forced to turn over those funds and their management to the government? People&#8217;s private retirement funds must also be protected, but perhaps it&#8217;s time to consider not having one&#8217;s retirement invested in the casino known as the stock market??? Our government should have a solemn duty to guarantee that no one who grows old in this country has to worry about becoming destitute.</p>
<p>9. EVERYBODY NEEDS TO TAKE A DEEP BREATH, CALM DOWN, AND NOT LET FEAR RULE THE DAY. Turn off your TVs! We are NOT in the Second Great Depression. The sky is NOT falling, Chicken Little! Pundits and politicians have lied to us so FAST and FURIOUS it&#8217;s hard not to be affected by all the fear mongering. Even I wrote to and repeated what I heard on the news last week, that the Dow had the biggest one day drop in its history. Well, that was true in terms of points, but its 7% drop came nowhere close to Black Monday in 1987 when the stock market in one day lost 23% of its value. In the &#8217;80s, 3,000 banks closed, but America didn&#8217;t go out of business. These institutions have always had their ups and downs and eventually it works out. It has to, because the rich do not like their wealth being disrupted! They have a vested interest in calming things down and getting back into their Jacuzzis before they slip into their million thread-count sheets to drift off to a peaceful, Vodka tonic and Ambien-induced slumber.</p>
<p>As crazy as things are right now, tens of thousands of people got a car loan last week. Thousands went to the bank and got a mortgage to buy a home. Students just back to college found banks more than happy to put them into hock for the next 15 years with a student loan. I was even pre-approved for a USK personal loan. Yes, life has gone on with little-or-no-change (other than the whopping 6.1% unemployment rate, but that happened last month). Not a single person lost any of his/her monies in bank, or a treasury note, or in a CD. And, the perhaps the most amazing thing is that the American public FINALLY didn&#8217;t buy the scare campaign. The citizens didn&#8217;t blink, instead telling Congress to take that bailout and shove it. THAT was impressive. Why didn&#8217;t the population succumb to the fright-filled warnings from their president and his cronies? Well, you can only say &#8216;Saddam has the bomb&#8217; so many times before the people realize you&#8217;re a lying sack of shit. After eight long years, the nation is worn out and simply can&#8217;t take it any longer. The WORLD is fed up &amp; I don&#8217;t blame them.</p>
<p>10. THEY SHOULD HAVE CREATED A NATIONAL BANK, A &quot;PEOPLE&#8217;S BANK.&quot; Since they&#8217;re really itching to print up a trillion dollars, instead of giving it to a few rich people, why don&#8217;t We give it to ourselves? Now that We own Freddie and Fannie, why not set up a People&#8217;s bank? One that can provide low-interest loans for all sorts of people who want to own a home, start a small business, go to school, come up with the cure for cancer or create the next great invention. And, now that we own AIG &#8211; the country&#8217;s largest insurance company &#8211; let&#8217;s take the next step and PROVIDE HEALTH INSURANCE FOR EVERYONE. MEDICARE FOR ALL! It will SAVE us SO MUCH MONEY in the LONG RUN (not to mention bring peace of mind to all). And, America won&#8217;t be 12th on the life expectancy list! We&#8217;ll be able to have a longer lifespan, enjoying our government-protected pension and will live to see the day when the corporate criminals who caused this much misery are let out of prison so that We can help re-acclimate them to plain old ordinary, civilian life &#8212; a life with ONE nice home and ONE gas-free car invented with help from the People&#8217;s Bank.</p>
<p>P.S. Call your Senators NOW !!! &#8212;&gt; <a href="http://www.visi.com/juan/congress/" rel="nofollow" class="broken_link">www.visi.com/juan/congress/</a></p>
<p>Since they voted against passing the extension of unemployment benefits and skipped out to &quot;campaign&quot; to us to be re-elected&#8230;call them and tell them you will vote for the other &quot;guy&quot; if they don&#8217;t get their act together! </p>
<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;</p>
<p>UPDATE: THE PEOPLE HAVE VOTED! A HISTORIC MOMENT: NOVEMBER 4th 2008!</p>
<p>&#8212;&#8212;&gt; THE Historic ELECTION  &lt;&#8212;&#8212;</p>
<p>&quot;A work in PROGRESS.&quot;</p>
<p>Nov. 4th, 2008.</p>
<p>A great American leader once said, &quot;As individual fingers We can be easily broken. But TOGETHER We make a mighty fist.&quot; These words too were spoken by a minority leader. He was the venerable Chief Sitting Bull. No, Barack Obama&#8217;s not the first American minority to speak eloquently and he most certainly won&#8217;t be the last. Though, in the end, this election wasn&#8217;t even close !!! The world watched as, &quot;YES WE CAN!&quot; turned into, &quot;YES WE DID!&quot; as it now ushers in, &quot;YES WE MUST!&quot; time is NOW!</p>
<p>What WE do with this moment shall define US, forthright. America has now elected a man with a background of partial African &#8211; American descent as President elect. A new leader with roots from Kenya to Kansas (with a step-father from Indonesia), will be working in conjunction with a vice-Presidential of Anglo-European roots. This is something in which citizens of ALL races &#8211; both here and the world &#8217;round – have loudly REJOICED. Why talk about race? Is race important? You bet! Because &#8211; like it or not &#8211; race has dominated and governed Our daily lives for thousands of years. After all: &quot;To know where We&#8217;re going, We must first know where We&#8217;ve been&quot;. </p>
<p>We&#8217;ve come a LONG Way baby! What was once &quot;acceptable&quot; in 1965 is no longer in 2008 and THANKFULLY.</p>
<p>This is a changing of the guard. Especially since forty-percent of America&#8217;s population is considered to be a &quot;minority&quot;. Only four generations removed, the repression of African slaves by Anglo Saxons caused hundreds of thousands of brothers to kill brothers in a viscous and bloody battle that changed the fundamental principals of this Constitutional Republic from rhetoric to reality. This too was a significant changing of the guard. </p>
<p>For the first time in the history of the country, the ancestors of these very same people who so passionately fought for slavery have now OVERWHELMINGLY voted for a minority leader. This too ushers in a new chapter in the history of America. This is a tremendous nod to those great American leaders before Us who risked everything so that We find ourselves at this precise moment in time. We must give thanks to these men and women who both tirelessly and unselfishly gave their lives to cross and to help shatter the racial, sexual and social boundaries imbued in the history of the United States of America. </p>
<p>It has now taken place. There&#8217;s a palpable renewed sense of HOPE for a better tomorrow – a HOPE that these same crippling boundaries shall finally once and for all be erased. Yet it is wise to also remember the adage, &quot;Actions speak louder than words&quot; and Our rhetoric must now be turned into action. The ability to truly rise above differences and to not just speak of doing so, tells much of Our long and continuous journey. If We remember the old North American Indian saying, &quot;We do not inherit the earth from our ancestors, we borrow it from our children.&quot; We might just have a fighting chance.</p>
<p>The People have spoken! A record-setting 130 million Americans&#8217; turned out to vote in Tuesday&#8217;s election, in which Barack Obama made history on a Democratic tidal wave of victory. Polling suggests voters came out in record numbers because of growing concerns over the economy, jobs, health care, energy, and the war in Iraq. </p>
<p>Clearly, the Obama administration and the new Democratic majority in Washington have a chance to make profound changes in Our lives &#8211; stretching ­from Wall Street to Main Street. Yes, this moment shows decency about human possibility and let&#8217;s face it, We could use just a little decency RIGHT NOW. </p>
<p>Perhaps more importantly, this moment speaks volumes as it&#8217;s an utter rejection of the right&#8217;s politics of fear and greed? It will now be decades before there&#8217;s another Republican majority in Congress. Never have the words, &quot;Ask not what Your country can do for You, but what You can do for Your country,&quot; seemed more true for SO MANY. For, We-Are-Our-country. And We&#8217;re at a MAJOR crossroads. Where, oh where to begin?</p>
<p>OBAMA / BIDEN Campaign.</p>
<p>Here in New York, Working Families voters, members, affiliates, supporters and chapter leaders poured everything they had into critical campaigns that proved successful. Many are now understandably exhausted &#8211; though more than a little proud of what was accomplished.  And, the results were terrific ~ if not downright Historic. For the first time since the mid-1930, the State Senate will NO LONGER be controlled by Republicans. It&#8217;s now in the hands of a Democratic Working Families majority! Just-take-one-moment-and-soak-this-in. MASSIVE Democratic majorities in BOTH the HOUSE and the SENATE! </p>
<p>Together, the W.F.P built a solid partnership with Senate Democrats, knocking on more than half a million doors for progressive CHANGE. And, in the end, &quot;We the People&quot; overwhelmingly responded. This is a MILESTONE. There&#8217;s now a renewed sense of real HOPE resonating from Washington, indeed, around the world. This is powerful. Because, without HOPE, there&#8217;s simply nothing to gain. </p>
<p>However, We must be careful not to fall prey to disillusionment. If illusions tear People asunder, then disillusion outright kills the human spirit. In other words, divided THEY conquer, united, WE stand. That this historic moment was ushered in during Native American Indian month is apropos. Because, We must not forget the very real foundations of this idealistic country and pay homage to the 500 plus year struggle of Our First Peoples&#8217; for the basic rights afforded them in Our own Constitution. Obama&#8217;s victory is indeed a victory representing the multitudes. It is precisely because his success mirrors the masses, rather than a few wealthy, power-elite that this is so electrifying. A VERY palpable, &quot;Finally!&quot; was the expression heard &#8217;round the world.</p>
<p>The world woke up WEDNESDAY with the real possibility of a very RARE OPPORTUNITY &#8211; the best in most Our lifetimes. This is a chance to truly transform America. </p>
<p>But, We mustn&#8217;t forget the VERY hard realities existing in this country. Just ask any woman…any &quot;person of color&quot;…or, any First Peoples living in this &quot;great&quot; land. For, as long as Native American Indians in Our country still live in policies of containment on reservations without the very basics, such as running water, electricity, or heat… as long as more than 75% of the prison population includes African-Americans, First and Taino Peoples …as long as We continue to allow Our tax dollars spent to be three times more for each of these prisoners per head than on Our own school childrens&#8217; education…as long as American women continue to earn less than men for the SAME work…as long as We allow privately held corporations to exist without extreme MAJOR reform…as long as We continue to allow Our children to trample on foreign soil to kill and to be killed in &quot;Our&quot; names…as long as We sit idly by expecting or content to let others  to &quot;Do the right thing,&quot; for us… as long as We DON&#8217;T ACTIVELY PARTICIPATE TOGETHER in challenging and fighting for OUR OWN WELL-BEING for the betterment of future generations… as long as  We choose to remain ignorant and in denial to Our faults…TRUE CHANGE can, and will NEVER HAPPEN.</p>
<p>Though, like anything rare and unique, We must first take proper time to Honor…to give thanks to those before us who, without their dedication and sacrifice, made this moment possible. We must come together. Immediate formulation and a real plan to guard and to protect this moment with fierce determination is required. New leaders are needed and will emerge so We ensure moments like this become the norm, rather than a mere token fluke. If We HOPE to transform Tuesday&#8217;s results into a real break from the shipwreck of the most immediate last thirty years &#8211; We MUST start by realizing this election represents just that – a START. It&#8217;s Round One of Our LONG and CONTINUOUS struggle.  </p>
<p>And, Round Two will be just as tough, if not more so. Staying the course can easily be forgotten when People are dying from inadequate health care; when they&#8217;ve found themselves on the streets for lack of shelter and as they grow ever more desperate due to lack of job opportunities. Just ask people of Native or African American descent. Or, one of Our homeless veterans living on America&#8217;s streets of plenty.</p>
<p>Yes, the house of cards has fallen HARD and FAST. And, President / V.P. elect Barack Obama and Joe Biden have inherited many seemingly insurmountable challenges. REAL CHANGE &#8211; not rhetoric &#8211; is what&#8217;s needed. And to get it, We MUST demand it. We MUST march and be watchdogs for the sake of the coming generations. Communication with Our politicians is a MUST. MOST importantly, We MUST stand TOGETHER and be willing to fight to protect what is right and what is good for the MANY, NOT the FEW. </p>
<p>UNITED We STAND, DIVIDED, We FALL.</p>
<p>A President Obama will need to be simultaneously supported AND pushed. His training as a community organizer gives one confidence that he&#8217;ll not only understand, but should also expect this dynamic. It&#8217;s imperative for us to mind the trusty, &quot;Follow the money&quot; strategy. Don&#8217;t forget, President elect Obama dually made history by raising the most unprecedented amount of campaign dollars in the HISTORY of U.S. Presidential elections. According to CNN, if annualized, the Obama campaign&#8217;s ad spending on the post-primary Presidential campaign would come to US0 million. This amount is only exceeded amongst large corporations such as Verizon and AT&amp;T &#8211; both heavy sponsors of the Republican AND the Democratic national party conventions.</p>
<p>At the start of October, the Democratic National Committee announced it raised US.9 million with US.5 million sitting in the bank. The party raised money through joint fund-raising events with Obama and was able to use that money to assist his candidacy. These numbers were only possible because he opted out of the public financing system for the fall campaign. John McCain chose to participate in the system, which limited him to US million for the September / October stretch  prior to the election. After initially promising to accept public financing if McCain did, Obama changed his mind after setting primary fund-raising records. In fact, by the time the primaries hit, Obama was raising as much as US million each and every day.  The Obama / Biden campaign raised more than US0 million in September alone &#8211; a stunning and unprecedented eruption of political giving. This extraordinary fund-raising is bound to set a new standard in politics that could doom the current taxpayer-paid system set up in the 1970&#8242;s. </p>
<p>HOPEfully NOT.</p>
<p>The party presidential nominees – Democrat Barack Obama and Republican John McCain – together spent more than US BILLION, also an unprecedented figure. According to White House for Sale, a nonpartisan group that tracks political giving, Obama had 605 bundlers, or donors who collect money from friends and associates and bundle them together. Four years ago, Democrat John F. Kerry had 588  bundlers and, in 2000, Al Gore had none. McCain had 851 bundlers working for his campaign, compared to 557 who raised money for the Bush-Cheney re-election committee in 2004. George W. Bush is largely credited with institutionalizing the role of bundlers in 2000, when he recruited a then unprecedented 555 surrogate fundraisers. </p>
<p>Ask Yourselves: Who really benefits most from having donated to the Obama / Biden campaign?</p>
<p>President &#8211; elect Barack Obama &amp; John McCain&#8217;s U.S. Presidential campaign funds details:</p>
<p>OBAMA:<br />
Total:US0,767,963<br />
Bundlers:605<br />
LobbyistBundlers:17   </p>
<p>MCCAIN:<br />
Total: US2,525,058<br />
Bundlers: 851<br />
Lobbyist Bundlers: 77</p>
<p>See the Center for Responsive Politics Presidential campaign monies for a better perspective:</p>
<p>2008: Obama AND McCain &#8211; US.3 BILLION</p>
<p>(Obama: US0,767,963 million / McCain: US2,525,058 million)</p>
<p>2004: Bush AND Kerry &#8211; US.2 BILLION</p>
<p>2000: Gore AND Bush &#8211; US.56 MILLION</p>
<p>1996: Dole AND Clinton &#8211; US.82 MILLION</p>
<p>1992: Clinton AND Bush &#8211; US.24 MILLION</p>
<p>* TO SEARCH FOR MEGA-DONERS, CLICK here: <a href="http://www.whitehouseforsale.org/searchDonor.cfm?CandidateSelect=John" rel="nofollow">www.whitehouseforsale.org/searchDonor.cfm?CandidateSelect&#8230;</a> McCain&amp;StateSelect=&amp;SortOrder=Last_Name, First_Name, Middle_Name, Suffix.*</p>
<p>Democrats in Washington and will be under enormous pressure to &quot;play it safe&quot;, even as everyone knows We need bold action and some kind of new, New Deal. And, if We allow the &quot;play-it-safe&quot; crowd to dominate, then Obama (and We) will not succeed. Make NO mistake: the corporate big-wigs and free-market fundamentalists see this for exactly what it is: THE FIGHT OF A LIFETIME. They want nothing more than for the Democrats to disappoint, because then the HOPEfulness that Obama represents can be stuffed back in the bottle and cynicism can once again regain its place in Our national political culture. </p>
<p>WE Can&#8217;t Let This Happen!</p>
<p>Whether it&#8217;s revamping our health care system…implementing a new fair-based trade policy…creating a sound, realistic and well thought-out immigration plan…jobs programs…organizing rights in Washington, or campaign election reform, family leave or fair taxes, this election has set the stage for an ENTIRELY NEW social contract between the government and the People. This election opens up a real possibility – small, but real &#8211; that We could make genuine progress as a society, in terms of equality and freedom and true sustainability. In other words, the democracy We preach, but don&#8217;t teach. What comes next is up to US. And, We need to seriously ready OURSELVES.</p>
<p>In short, the real meaning of this election hasn&#8217;t yet been decided.</p>
<p>Overall, there&#8217;s a lot of work to do. It&#8217;s imperative that EVERYONE do his share &#8211; whether this means attending a neighborhood or union meeting, signing a petition, organizing or riding a bus to a demonstration, going on a lobby visit, making a financial contribution, or just talking to a stranger about the need and desirability of the common good. </p>
<p>Thanks for all you do!<br />
Live your values. Love your country.<br />
And, remember: TOGETHER, We can make a D-I-F-F-E-R-E-N-C-E !</p>
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		<title>Nice Brokers photos</title>
		<link>http://www.commerciallendingresources.com/nice-brokers-photos-9/</link>
		<comments>http://www.commerciallendingresources.com/nice-brokers-photos-9/#comments</comments>
		<pubDate>Mon, 30 Apr 2012 04:07:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Commercial Mortgage Brokers]]></category>
		<category><![CDATA[Brokers]]></category>
		<category><![CDATA[Nice]]></category>
		<category><![CDATA[photos]]></category>

		<guid isPermaLink="false">http://www.commerciallendingresources.com/nice-brokers-photos-9/</guid>
		<description><![CDATA[Some awesome Brokers pictures: Afton Village &#8211; Party on the Plaza -26_08-03-07 Image by Afton Village Broker Reception ahead of the month-to-month songs occasion on the Afton Village Plaza for the duration of the summer season &#8211; A family members friendly event with cost-free music and a amount of adjacent restaurants to choose from. Examine [...]]]></description>
			<content:encoded><![CDATA[<p>Some awesome Brokers pictures:</p>
<p><strong>Afton Village &#8211; Party on the Plaza -26_08-03-07</strong><br />
<img alt="Brokers" src="http://farm5.staticflickr.com/4009/4651396269_1616ba1cf0.jpg" width="400"/><br/><br />
<i>Image by <a href="http://www.flickr.com/photos/50287489@N07/4651396269">Afton Village</a></i><br />
Broker Reception ahead of the month-to-month songs occasion on the Afton Village Plaza for the duration of the summer season &#8211; A family members friendly event with cost-free music and a amount of adjacent restaurants to choose from. Examine <a href="http://www.AftonVillage.com" rel="nofollow">www.AftonVillage.com</a> for details.</p>
<p><strong>Afton Village &#8211; Get together on the Plaza -119_09-03-04</strong><br />
<img alt="Brokers" src="http://farm5.staticflickr.com/4006/4651948248_64676cd305.jpg" width="400"/><br/><br />
<i>Picture by <a href="http://www.flickr.com/photos/50287489@N07/4651948248">Afton Village</a></i><br />
Broker Reception ahead of the month to month music occasion on the Afton Village Plaza during the summer season season &#8211; A household pleasant occasion with cost-free music and a number of adjacent restaurants to select from. Examine <a href="http://www.AftonVillage.com" rel="nofollow">www.AftonVillage.com</a> for particulars.</p>
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		<title>Nice Brokers photos</title>
		<link>http://www.commerciallendingresources.com/nice-brokers-photos-8/</link>
		<comments>http://www.commerciallendingresources.com/nice-brokers-photos-8/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 04:06:21 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Commercial Mortgage Brokers]]></category>
		<category><![CDATA[Brokers]]></category>
		<category><![CDATA[Nice]]></category>
		<category><![CDATA[photos]]></category>

		<guid isPermaLink="false">http://www.commerciallendingresources.com/nice-brokers-photos-8/</guid>
		<description><![CDATA[Some cool Brokers photos: Soldi facili? Land grab! Image by Oxfam Italia Domenica 25 settembre 2011, il team di &#038;quotBroker&#038;quot di Oxfam Italia è pronto a vendere investimenti nei terreni dei Paesi del Sud del mondo. Un&#8217;azione provocatoria per sensibilizzare i manifestanti sul tema land grab. Per saperne di più: bit.ly/o4cufE crediti: Beatrice Lencioni/S4C In [...]]]></description>
			<content:encoded><![CDATA[<p>Some cool Brokers photos:</p>
<p><strong>Soldi facili? Land grab!</strong><br />
<img alt="Brokers" src="http://farm7.staticflickr.com/6013/6188915889_02c5c86044.jpg" width="400"/><br/><br />
<i>Image by <a href="http://www.flickr.com/photos/30157847@N04/6188915889">Oxfam Italia</a></i><br />
Domenica 25 settembre 2011, il team di &#038;quotBroker&#038;quot di Oxfam Italia è pronto a vendere investimenti nei terreni dei Paesi del Sud del mondo. Un&#8217;azione provocatoria per sensibilizzare i manifestanti sul tema land grab.</p>
<p>Per saperne di più: <a href="http://bit.ly/o4cufE" rel="nofollow">bit.ly/o4cufE</a></p>
<p>crediti: Beatrice Lencioni/S4C</p>
<p><strong>In azione</strong><br />
<img alt="Brokers" src="http://farm7.staticflickr.com/6011/6188934209_96e0798f1e.jpg" width="400"/><br/><br />
<i>Image by <a href="http://www.flickr.com/photos/30157847@N04/6188934209">Oxfam Italia</a></i><br />
Domenica 25 settembre 2011, il group di &#038;quotBroker&#038;quot di Oxfam Italia è pronto a vendere investimenti nei terreni dei Paesi del Sud del mondo. Un&#8217;azione provocatoria per sensibilizzare i manifestanti sul tema land grab.</p>
<p>Per saperne di più: <a href="http://bit.ly/o4cufE" rel="nofollow">bit.ly/o4cufE</a></p>
<p>crediti: Beatrice Lencioni/S4C</p>
<p><strong>Preparandosi per la Marcia</strong><br />
<img alt="Brokers" src="http://farm7.staticflickr.com/6153/6189383274_1999269056.jpg" width="400"/><br/><br />
<i>Image by <a href="http://www.flickr.com/photos/30157847@N04/6189383274">Oxfam Italia</a></i><br />
Domenica 25 settembre 2011, il team di &#038;quotBroker&#038;quot di Oxfam Italia è pronto a vendere investimenti nei terreni dei Paesi del Sud del mondo. Un&#8217;azione provocatoria per sensibilizzare i manifestanti sul tema land grab.</p>
<p>Per saperne di più: <a href="http://bit.ly/o4cufE" rel="nofollow">bit.ly/o4cufE</a></p>
<p>crediti: Beatrice Lencioni/S4C</p>
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		<title>Eddie Cruise of Money Shot</title>
		<link>http://www.commerciallendingresources.com/eddie-cruise-of-money-shot/</link>
		<comments>http://www.commerciallendingresources.com/eddie-cruise-of-money-shot/#comments</comments>
		<pubDate>Sun, 22 Apr 2012 04:09:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[California Hard Money]]></category>
		<category><![CDATA[Cruise]]></category>
		<category><![CDATA[Eddie]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Shot]]></category>

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		<description><![CDATA[Some awesome tough Cash photos: Eddie Cruise of Funds Shot Image by TenaciousR Robbie Sinn of Cash Shot Image by TenaciousR]]></description>
			<content:encoded><![CDATA[<p>Some awesome tough Cash photos:</p>
<p><strong>Eddie Cruise of Funds Shot</strong><br />
<img alt="hard Money" src="http://farm3.staticflickr.com/2049/2325911524_7cddaa7501.jpg" width="400"/><br/><br />
<i>Image by <a href="http://www.flickr.com/photos/58634478@N00/2325911524">TenaciousR</a></i>
</p>
<p><strong>Robbie Sinn of Cash Shot</strong><br />
<img alt="hard Money" src="http://farm4.staticflickr.com/3222/2325167885_2ab69d6c9e.jpg" width="400"/><br/><br />
<i>Image by <a href="http://www.flickr.com/photos/58634478@N00/2325167885">TenaciousR</a></i></p>
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		<title>Cool Brokers images</title>
		<link>http://www.commerciallendingresources.com/cool-brokers-images-5/</link>
		<comments>http://www.commerciallendingresources.com/cool-brokers-images-5/#comments</comments>
		<pubDate>Thu, 12 Apr 2012 04:18:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Commercial Mortgage Brokers]]></category>
		<category><![CDATA[Brokers]]></category>
		<category><![CDATA[Cool]]></category>
		<category><![CDATA[images]]></category>

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		<description><![CDATA[Test out these Brokers images: IMG_9988 Image by Bengt Nyman Blues Brokers. Dance exhibition IMG_9989 Picture by Bengt Nyman Blues Brokers. Dance exhibition]]></description>
			<content:encoded><![CDATA[<p>Test out these Brokers images:</p>
<p><strong>IMG_9988</strong><br />
<img alt="Brokers" src="http://farm2.staticflickr.com/1433/1430007824_4c8f7deecc.jpg" width="400"/><br/><br />
<i>Image by <a href="http://www.flickr.com/photos/97469566@N00/1430007824">Bengt Nyman</a></i><br />
Blues Brokers. Dance exhibition</p>
<p><strong>IMG_9989</strong><br />
<img alt="Brokers" src="http://farm2.staticflickr.com/1190/1430010928_c8f113e7c2.jpg" width="400"/><br/><br />
<i>Picture by <a href="http://www.flickr.com/photos/97469566@N00/1430010928">Bengt Nyman</a></i><br />
Blues Brokers. Dance exhibition</p>
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